Thanks for tuning into this Self-Assembly Paraplanning Show. Just so you know, guests appear in a personal capacity and not on behalf of the business that employs them – even if it's their own business!

Anyway, in this month's Show, host and ParaplanX founder Jawaad Tanwir is joined by Ceetal Katechia from Cooper Parry Wealth and Luke Sparkes from Sparkes Paraplanning for this month's unscripted conversation in which paraplanners compare notes on what's happening in their world and the wider paraplanning profession.

Among the things on Jawaad, Ceetal and Luke’s minds in September 2026 are:

• The incoming pension and IHT changes – especially the work they’re doing to help clients try to simplify things before April 2027
• The way the focus of client and adviser conversations have shifted from decades of ‘don't touch your pension’ to factoring pension savings into IHT calculations – it’s a big change
• The FCA's simplified advice proposals: what could a more streamlined process mean for the advice gap? Is there a risk of sacrificing the place of professional judgment in the interests of speed? Could a reduced suitability letter serve some clients better anyway?
• Where AI does and doesn't fit into paraplanning
• UK life expectancy fell over the last decade so what might that mean for cashflow assumptions?
• And more generally, what are the wider forces shaping how people plan for their financial futures?

This is a wide-ranging chat among paraplanners which covers some crunchy and very topical issues. Is what’s on your mind on the mind of other paraplanners? Listen now and find out.

Useful links

Ceetal and Luke mention a couple of reviews and consultations by the Financial Conduct Authority. Here are the links:

Simplifying the pensions and investment advice rules (FCA CP26/10)

Thematic Review of Retirement Income Advice (TR24/1)

AI in this episode

We used Adobe Podcast's Enhance tool to clean up audio levels and quality, and Async's text-to-voice feature to generate the listener message at the start of the episode.

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