Episodes

  • What is the MLS? The Untold Story Behind America's Largest Real Estate Marketplace

    What is the MLS? The Untold Story Behind America's Largest Real Estate Marketplace
    Jun 28 2026
    In this episode, Ruth dives deep into the fascinating history and evolution of the Multiple Listing Service (MLS), pulling back the curtain on this cornerstone of American real estate. Whether you're listing your home or searching for the perfect property, understanding how the MLS operates behind the scenes is crucial for navigating today’s market. Tune in to discover the original purpose of this powerful database, how the internet and the Department of Justice have forced its evolution toward transparency, and why it remains the ultimate tool for maximizing seller exposure and buyer competition. Don't miss out on these invaluable insights!
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    40 mins
  • Can You Get Rich Quick?

    Can You Get Rich Quick?
    May 31 2026
    In this episode, Ruth shifts gears to dive deep into the spring real estate market from the buyer's perspective! Joined by special guest Joe Leone from GRB Bank, they share expert strategies for navigating homeownership, financing, and finding the right loan. Whether you're a first-time buyer or looking to build long-term wealth, strategic planning is crucial for a smooth and successful experience. Tune in to discover the "Burnt Toast Theory" of real estate, the truth about the homeownership wealth gap, and insider financing secrets—including details on a new $12,000 buyer grant program. Don't miss out on these invaluable insights!
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    41 mins
  • Spring Market is Moving - But Should You?

    Spring Market is Moving - But Should You?
    Apr 26 2026
    In this episode, we tackle the spring real estate market with expert strategies for homeowners in Western New York and beyond. Discover the golden rules of timing your sale, why having a pre-sale exit strategy is non-negotiable, and the emotional red flags to watch out for before you list. Tune in to learn how to maximize your property's value and navigate the market with confidence!
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    40 mins
  • Legends and Luxury—Vinyl and Gold

    Legends and Luxury—Vinyl and Gold
    Mar 29 2026
    In this episode of the Truth from Ruth Radio Hour, Ruth dives deep into the fascinating world of collections and collectibles, sharing their expert insights on everything from rare vinyl records to vintage gold jewelry. Whether you're downsizing a lifelong passion or ready to cash in on inherited treasures, knowing how to properly navigate the market is crucial for maximizing your return. Tune in to discover the emotional psychology behind collecting, why the current market is "ripe" for sellers, and how partnering with professional auctioneers can drastically out-perform a DIY sale. Don't miss out on these invaluable insights!
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    40 mins
  • You Don’t Need a New Kitchen. You Need a Strong Agent.

    You Don’t Need a New Kitchen. You Need a Strong Agent.
    Feb 28 2026
    In this episode of The Truth From Ruth, Ruth shares why strategic preparation, not expensive renovations, is the key to maximizing your return when selling. Drawing on more than 40 years of real estate experience, she explains how professional cleaning, decluttering, and simple updates like fresh paint and flooring consistently outperform costly kitchen and bathroom remodels.
    Ruth also dives into the importance of choosing the right representation, noting that many agents nationwide have three years or less of full-time experience according to the National Association of Realtors. She unpacks the fiduciary role of agents, the difference between buyer and seller representation, and how skilled negotiation protects your equity, especially in states like New York where nearly everything not mechanically attached is negotiable.
    Tune in to learn how to separate emotion from financial decisions, position your home for maximum appeal, and invest only where it truly counts. Before you swing a sledgehammer, make sure you have the right agent in your corner.
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    39 mins
  • Hidden New York Property Tax Relief

    Hidden New York Property Tax Relief
    Feb 1 2026
    In this episode of The Truth From Ruth, Ruth pulls back the curtain on hidden New York property tax relief programs that many homeowners, especially seniors, don’t even realize they qualify for. She breaks down critical March 1st deadlines, explains how STAR and Real Property Tax Law 467 exemptions work, and shows how these programs can dramatically reduce property taxes when applied correctly. Ruth also shares practical tips on verifying your tax bill, navigating the application process, and advocating with local officials if your municipality isn’t offering available relief. If you’re a New York homeowner looking to keep more money in your pocket, this is an episode you won’t want to miss!
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    39 mins
  • Net Worth: Renting vs. Owning

    Net Worth: Renting vs. Owning
    Dec 28 2025
    In this episode, Ruth breaks down the real truth about renting vs. owning and why homeownership is one of the strongest paths to building wealth. She shares how buying during high-interest-rate markets can actually benefit you long-term, reveals the massive 38x net worth gap between homeowners and renters, and explains how equity, stability, and generational wealth all start with owning a home. Don’t miss these quick but powerful insights!
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    41 mins
  • Rowe Realty Gratitude Awards

    Rowe Realty Gratitude Awards
    Nov 30 2025
    In this episode, Ruth Rowe Campbell from Rowe Realty Auctions & Appraisal dives into the true meaning of gratitude—especially in the days following Thanksgiving. From heartwarming client stories to personal reflections, she explores how emotional, practical, and reflective gratitude shape our lives and relationships. Ruth opens up about unexpected moments of thankfulness, the power of taking action, and why self-care is essential before we can genuinely support others.
    Tune in as they spotlight this year’s “Gratitude Awards,” honoring clients who embodied compassion, resilience, and selflessness—whether caring for loved ones, managing estates, or rebuilding after hardship. Ruth wraps up by sharing their own sources of gratitude and reminding listeners that thankfulness isn’t just for the holidays—it’s a daily practice that strengthens community and well-being. Don’t miss these inspiring stories and uplifting insights!
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    39 mins