Most people spend thousands creating an estate plan, only to hide it in a drawer and never talk about it again. But what if the most powerful part of your plan isn’t the documents? It’s the conversations that come after.

In this episode, Brady Fineske, CFP®, welcomes Donald Scott, Director of Estate Planning at TFO Wealth Partners and Director and Vice President of TFO Trust Company. Together, they explore how to approach your estate plan with clarity, flexibility, and purpose, whether you’re updating an old binder or building a family legacy from scratch.

Brady and Donald discuss:

• The three essential questions every estate plan should answer
• How lifetime trusts can protect your children without limiting them
• Why equal isn’t always fair when it comes to inheritance
• How family meetings can prevent future conflict and misinterpretation
• And more

Connect with TFO Wealth Partners:

• TFO Wealth Partners
• LinkedIn: Brady Fineske, CFP®
• LinkedIn: TFO Wealth Partners
• Facebook: TFO Wealth Partners
• Instagram: TFO Wealth Partners
• X: TFO Wealth Partners
• YouTube: TFO Wealth Partners

Connect with Donald Scott:

• LinkedIn: Donald Scott

About Our Guest:

Donald Scott is the Director of Estate Planning for TFO Wealth Partners and helps lead TFO Trust Company as its Director and Vice President. A former partner at Husch Blackwell, he brings decades of experience in estate planning, tax law, and fiduciary guidance. Donald is known for helping families align their financial decisions with their values and build legacies that last for generations.

TFO Wealth Partners, LLC (“TFO”) is an SEC-registered investment advisor located in Maumee, OH. Brady Fineske is a Partner and investment adviser representative of TFO. Registration with the SEC does not imply a certain level of skill or training. The opinions expressed in this podcast are for general informational and educational purposes only, are subject to change at any time, and should not be construed as TFO’s or Mr. Fineske’s solicitation to effect, or attempt to effect, transactions in securities, or the rendering of personalized investment advice.

All investments and strategies, including any described in this podcast, have the potential for profit or loss. Past performance does not guarantee future results. Any index performance described in this broadcast does not reflect the deduction of transaction, management, or other fees that would decrease performance results. While the information presented in this podcast is believed to be factual and up to date, TFO or Mr. Fineske does not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Listeners should not rely on the content of this podcast as the sole basis for their legal, tax, investment, financial planning or estate planning decisions and should always consult an attorney or tax professional or any other investment professional regarding what may be appropriate for their specific situations.

493aWP – 2026.02

Market volatility can feel overwhelming, but understanding what drives long-term returns helps investors stay the course through uncertainty.

How do you separate noise from signal when headlines dominate the news cycle? What principles should guide your investment decisions as you head into a new year?

In this episode, host Brady Fineske speaks with Matt Sheridan, CFP®, CPM, Chief Investment Officer at TFO, about reviewing 2025’s market performance and revisiting essential investment principles for 2026. Matt shares insights on managing volatility, the power of staying invested, and why asset allocation matters more than market timing. They also discuss tax management strategies and the psychology behind lump sum investing versus dollar cost averaging.

Key takeaways:

• The reality of intra-year volatility and why 75% of years end positive despite market downturns

• How missing just the best day in the market can reduce returns by nearly 50% over time

• Why 92% of portfolio returns come from asset allocation rather than stock picking or timing

• The difference between risk-aligned and liability-aligned portfolio approaches for retirees

• Tax management strategies that can add over half a million dollars to wealth over two decades

• And more!

Connect with TFO Wealth Partners:

• TFO Wealth Partners
• LinkedIn: Brady Fineske, CFP®
• LinkedIn: TFO Wealth Partners
• Facebook: TFO Wealth Partners
• Instagram: TFO Wealth Partners
• X: TFO Wealth Partners

• YouTube: TFO Wealth Partners

Connect with Matt Sheridan:

• LinkedIn: Matt Sheridan

About Our Guest:

As Chief Investment Officer at TFO Wealth Partners, Matt Sheridan leads investment strategy and research across the firm. He spends most of his time thinking about how to help advisors and families build practical portfolios that work in the real world, not just on paper. Before joining TFO Wealth Partners, Matt spent time at Vanguard and Morgan Stanley, partnering with advisors, investment committees, and private clients to work through portfolio construction tradeoffs and investment decisions.

TFO Wealth Partners, LLC (“TFO”) is an SEC-registered investment advisor located in Maumee, OH. Brady Fineske is a Partner and investment adviser representative of TFO. Registration with the SEC does not imply a certain level of skill or training. The opinions expressed in this podcast are for general informational and educational purposes only, are subject to change at any time, and should not be construed as TFO’s or Mr. Fineske’s solicitation to effect, or attempt to effect, transactions in securities, or the rendering of personalized investment advice.

All investments and strategies, including any described in this podcast, have the potential for profit or loss. Past performance does not guarantee future results. Any index performance described in this broadcast does not reflect the deduction of transaction, management, or other fees that would decrease performance results. While the information presented in this podcast is believed to be factual and up to date, TFO or Mr. Fineske does not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Listeners should not rely on the content of this podcast as the sole basis for their legal, tax, investment, financial planning or estate planning decisions and should always consult an attorney or tax professional or any other investment professional regarding what may be appropriate for their specific situations.

485aWP – 2026.01

Wealth can open doors, but it can also close off growth if the next generation isn’t prepared for struggle, purpose, and perspective.

The real challenge isn’t creating wealth, it’s preparing your children to handle it with character and meaning.

In this episode, host Brady Fineske speaks with executive coach and former psychotherapist John Cunningham, M.A., about helping families build resilience and purpose across generations. John explains how to prevent “inheritance waiters,” how to guide children through transitions, and how to measure maturity through his “Four R’s” framework.

Key Takeaways:

• The danger of raising “inheritance waiters”, children waiting for wealth instead of creating their own path
• Why parents’ desire to make life easier for their kids can backfire
• How to ask the question: “What evidence do you have that your wealth helps, not harms, your children?”
• The “Four R’s”, restraint, respect, reverence, and reciprocity, as tools to gauge character development
• How storytelling and shared family activities can pass down values more effectively than lectures
• And more!

Connect with TFO Wealth Partners:

• TFO Wealth Partners
• LinkedIn: Brady Fineske, CFP®
• LinkedIn: TFO Wealth Partners
• Facebook: TFO Wealth Partners
• Instagram: TFO Wealth Partners
• X: TFO Wealth Partners
• YouTube: TFO Wealth Partners

Connect with John Cunningham:

• LinkedIn: John Cunningham
• Website: EnCompass Resources

About Our Guest:

John Cunningham, M.A., long-time speaker, trainer, psychotherapist, and coach, brings vast experience and a unique and compelling skill-set to the financial services industry. As a relationship-based business consultant, John assists executives, advisors, business leaders, and organizations to create possibilities and outcomes previously unimagined by recognizing and removing personal and professional barriers to success to maximize potential, gratification, and profit. He offers coaching, training, and strategic planning for effective client engagement beyond the standard financial industry talking points, unshakeable confidence derived from deep self-understanding, and the leadership competence required for navigating the hidden elements of human, group, team, and family dynamics. Understanding oneself and the ability to see into the quietly held desires and dreams of others is the invaluable intangible essential to any relationship-based business. Trainings and private coaching sessions with John advance experienced advisors to the highest levels of gratification and success at work, and beyond.

TFO Wealth Partners, LLC (“TFO”) is an SEC-registered investment advisor located in Maumee, OH. Brady Fineske is a Partner and investment adviser representative of TFO. Registration with the SEC does not imply a certain level of skill or training. The opinions expressed in this podcast are for general informational and educational purposes only, are subject to change at any time, and should not be construed as TFO’s or Mr. Fineske’s solicitation to effect, or attempt to effect, transactions in securities, or the rendering of personalized investment advice.

All investments and strategies, including any described in this podcast, have the potential for profit or loss. Past performance does not guarantee future results. Any index performance described in this broadcast does not reflect the deduction of transaction, management, or other fees that would decrease performance results. While the information presented in this podcast is believed to be factual and up to date, TFO or Mr. Fineske does not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Listeners should not rely on the content of this podcast as the sole basis for their legal, tax, investment, financial planning or estate planning decisions and should always consult an attorney or tax professional or any other investment professional regarding what may be appropriate for their specific situations.

476aWP – 2026.01