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This Time Is Different

This Time Is Different

Written by: Malcolm Ethridge and Ricky Mulvey
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Long-form conversations that challenge consensus thinking about markets, money, and the economy. We question the narratives everyone else accepts and welcome contrarian ideas. Hosted by Malcolm Ethridge and Ricky MulveyThe Tech Money Podcast All Rights Reserved Economics Personal Finance
Episodes
  • Netflix Has a YouTube Problem

    Netflix Has a YouTube Problem
    Oct 27 2026
    If Netflix listens to two podcasters, then the company will turn around. Ricky Mulvey and Malcolm Ethridge discuss: Netflix’s earnings, and if a management shake-up can solve long-term problems. What Netflix should do with the $2.8 billion breakup fee from Paramount Skydance. Why Tesla and SpaceX should just merge, and what to make of Elon Musk’s $1 billion investment in Paramount Skydance. Credit default swaps on CoreWeave, Oracle, and Meta: why Malcolm sees a warning sign in Meta’s debt, and why Ricky isn’t convinced. Why a New Yorker profile of Barnes & Noble makes the case that the age of reading isn’t over. Want to contact us? thistimepod@gmail.com We are proud to be in the Airwave Media network! Please contact advertising@airwavemedia.com if you would like to advertise on our podcast. Hosts: Malcolm Ethridge, Ricky Mulvey Engineer: Heather Horton Learn more about your ad choices. Visit megaphone.fm/adchoices
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    52 mins
  • The Risk You Didn’t Choose

    The Risk You Didn’t Choose
    Oct 20 2026
    Some of the biggest risks are the ones that crash into you. Ricky Mulvey and Malcolm Ethridge discuss: Why avoiding taxes can be the bigger investment risk, using an Oracle case. Malcolm’s two-step risk test: what can go wrong, and can you absorb it? How a recent car accident changed the way Ricky weighs everyday costs against catastrophic risk. Why Malcolm argues the money that matters belongs at large, battle-tested institutions. The cost of AI performance falling roughly 13-fold over a few years. McKinsey’s AI interviews: a way for smaller employers to punch above their weight, or another shift of power toward the employer? Want to contact us? thistimepod@gmail.com We are proud to be in the Airwave Media network! Please contact advertising@airwavemedia.com if you would like to advertise on our podcast. Hosts: Malcolm Ethridge, Ricky Mulvey Engineer: Heather Horton Learn more about your ad choices. Visit megaphone.fm/adchoices
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    51 mins
  • Who Does Your AI Actually Work For?

    Who Does Your AI Actually Work For?
    Oct 13 2026
    AI agents want your credit card, and new research suggests they may not find you the best price. Ricky and Malcolm ask who these tools are actually beholden to. Ricky Mulvey and Malcolm Ethridge discuss: - Why Malcolm is watching Apple’s Mac mini, and how it became a way to skip the line for GPUs. - The Financial Times report that OpenAI’s annualized revenue is closer to $50 billion than $70 billion and why that the AI trade under the microscope. - How Paramount’s $52 billion financing package for Warner Bros. connects to the Ellison family’s other company, and what it could mean for the big, risky movies Ricky wants to keep seeing. - New research that suggests AI shopping agents may steer higher-income users toward pricier options. Want to contact us? thistimepod@gmail.com We are proud to be in the Airwave Media network! Please contact advertising@airwavemedia.com if you would like to advertise on our podcast. Hosts: Malcolm Ethridge, Ricky Mulvey Engineer: Heather Horton Learn more about your ad choices. Visit megaphone.fm/adchoices
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    45 mins
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