Most parents want to give their children a better life — but very few are ever shown how to build real, generational wealth without already being wealthy themselves.
In this episode of This with Krish, I break down how ordinary families can create extraordinary financial outcomes for their children using discipline, time, and intentional planning — not hype, not seminars, and not complicated financial products that mostly benefit the people selling them.
I share personal stories from early marriage, the confusing season of earning more money but not seeing savings grow, and lessons learned from working with and alongside billionaires and nine-figure earners. We explore the common mindset that separates families who build generational wealth from those who simply earn income — and why most people miss the wealth window entirely.
We also ground this conversation in biblical principles of stewardship, legacy, and responsibility, and explain why fear-based finance often keeps families stuck instead of free.
This episode is not about getting rich quick. It’s about thinking long enough to change your family tree.
📌 WHAT YOU’LL LEARN IN THIS EPISODE
• Why making more money doesn’t automatically create wealth • The most common mindset shared by generationally wealthy families • How compound interest quietly turns thousands into millions • Why much of the financial advice industry is misaligned • Biblical wisdom around stewardship, diligence, and legacy • Three practical, realistic strategies to build wealth for your children
📊 FINANCIAL ACCOUNTS & INVESTMENTS MENTIONED
(Educational references only — not financial advice)
UGMA / Custodial Investment Accounts https://www.fidelity.com/open-account/custodial-account https://investor.vanguard.com/accounts-plans/ugma-utma
Custodial Roth IRA (for working teens) https://www.fidelity.com/retirement-ira/roth-ira-kids https://investor.vanguard.com/accounts-plans/iras/roth-ira
ETFs Referenced IVW – iShares S&P 500 Growth ETF https://www.ishares.com/us/products/239726/
VBK – Vanguard Small-Cap Growth ETF https://investor.vanguard.com/investment-products/etfs/profile/vbk
📢 FOLLOW & SUBSCRIBE
If this episode resonated with you, do me a favor:
👉 Subscribe on YouTube for full-length conversations on faith, family, freedom, finance, and leadership
👉 Follow on Spotify so you don’t miss upcoming episodes on generational wealth, discipline, and intentional living
👉 Share this episode with another parent who wants to do better but hasn’t been shown how
📺 YouTube: https://www.youtube.com/@ThisWithKrish
🎧 Spotify: https://open.spotify.com/show/THISWITHKRISH
🌐 Website & Articles: https://thiswithkrish.com