Should you begin collecting Social Security at 62 because you're concerned about future benefit cuts?

In this episode of Upticks, Jake and Cory examine the projected Social Security funding shortfall and what it could mean for people approaching retirement. They discuss the trade-offs between claiming early and delaying benefits, why a future funding issue does not necessarily make early claiming the right decision, and how financial plans can account for uncertainty.

The conversation also explores hypothetical benefit reductions, the importance of maintaining spending flexibility, potential changes to Social Security funding, and why predicting what Congress will do is not a substitute for financial preparation.
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📩 Question for Jake and Cory? Email Luke → luke@falconwealthadvisors.com

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#socialsecurity #retirementincome #financialplanning #retirementplanning #uptickspodcast

The 10-year Treasury yield is above 5%. Does that mean retirees should reduce stock exposure and rely more heavily on bonds?

In this episode of Upticks, Jake and Cory discuss why an attractive Treasury yield does not automatically eliminate the need for diversification. They examine liquidity, interest-rate risk, bond ladders, long-term growth, and the different purposes served by stocks, bonds, and cash.

The full conversation also explores what households should review in a higher-rate environment, including debt, cash management, borrowing assumptions, home purchases, and whether a primary residence should be evaluated like a traditional investment.
The larger takeaway is that higher rates create more options—but each asset and liability still needs to support the complete financial plan.
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📘 Get your complimentary guide to retirement
https://falconwealthadvisors.com/retiring-right-e-book.html?utm_source=libsyn&utm_medium=podcast&utm_campaign=rr_ebook

📩 Question for Jake and Cory? Email Luke → luke@falconwealthadvisors.com

📰 Get Jake's weekly blog https://falconwealthadvisors.com/notes-from-jake.html?utm_source=libsyn&utm_medium=podcast&utm_campaign=notes_from_jake

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#treasurybonds #retirementincome #interestrates #investing #uptickspodcast

How much information should parents share with their adult children about money, estate plans, accounts, and a possible inheritance?

In this episode of Upticks, Jake and Cory discuss how to prepare family members to step in without revealing every dollar or encouraging someone to depend on a future inheritance. They explore what a spouse or adult child should know, what may reasonably remain private, and why awareness of a financial plan is different from having legal authority to act.

The complete conversation also covers what younger adults may need when they begin investing, when professional financial guidance may become appropriate, how inheritance expectations can affect behavior, and how a family meeting can create greater clarity.

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📘 Get your complimentary guide to retirement

https://falconwealthadvisors.com/retiring-right-e-book.html?utm_source=libsyn&utm_medium=podcast&utm_campaign=rr_ebook

📩 Question for Jake and Cory? Email Luke → luke@falconwealthadvisors.com

📰 Get Jake's weekly blog https://falconwealthadvisors.com/notes-from-jake.html?utm_source=libsyn&utm_medium=podcast&utm_campaign=notes_from_jake

📱Follow Jake and Cory

https://www.instagram.com/jake_falcon_crpc/

https://www.instagram.com/corybittnerkc/

#familyfinances #financialplanning #inheritanceplanning #generationalwealth #uptickspodcast