What Homeowners Don't Know About the Flood Claim Process cover art

What Homeowners Don't Know About the Flood Claim Process

What Homeowners Don't Know About the Flood Claim Process

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Flood damage can be overwhelming, but knowing how the flood insurance claims process works can make a major difference.Host Lisa Sharrard sits down with experienced flood adjusters Keith Fountain and Clinton Miller of Fountain Group Adjusters to break down what homeowners, insurance agents, and flood insurance professionals need to know about navigating a flood claim.From documenting damage before cleanup begins to understanding how adjusters prioritize catastrophe claims, this conversation provides practical insight into what happens after a flood and how policyholders can be better prepared.In this episode, we discuss:• How to prepare for a flood claim before a loss ever happens• What homeowners should do during the first 48 hours after filing a claim• Why photos and documentation are critical to a successful flood claim• What evidence homeowners often fail to preserve• How to document personal property and building damage• Why damaged items shouldn't automatically be thrown away• NFIP vs. private flood insurance claims• How flood adjusters prioritize claims after a catastrophe• What homeowners can realistically expect regarding claim timelines• Replacement cost vs. actual cash value• The role of independent and public adjusters• What happens when a flood claim is denied or underpaid• The FEMA flood claim appeals process• Supplemental claims and requests for additional payment• Common documentation mistakes that can affect a claim• Why prior flood claims and completed repairs need to be documentedKeith Fountain and Clinton Miller bring decades of flood claims experience to the conversation, offering insight into the claims process from the adjuster's perspective. Check out Fountain Group Adjusters at https://fgclaims.com/.▶️ Watch and subscribe on Youtube https://lnkd.in/eSc88CEh🎧 Listen to the latest episode of Simply Flood wherever you get your podcasts.🌟 Thank you to our supporting sponsor, National General! Check them out and request a quote at https://nationalgeneral.com/🌟 And thank you to our premium sponsor, Choice Flood Insurance LLC! Check them out at https://lnkd.in/eBXuvGy8 and schedule a consultation to learn more about how Choice can protect your home from flood.#FloodInsurance #FloodClaims #NFIP #FloodDamage #InsuranceClaims #FEMA #FloodRecovery #InsuranceAgents #ClaimsAdjuster #FloodRisk #InsuranceAdjusting #CFM #ANFI #NCAFPM #ASFPM #IIANC #FAIA #ExtremeWeather #SimplyFlood #FloodplainManagement #FloodRisk #FloodAwareness #Podcast #Flood #Floodplain #CFM #ANFI #NCAFPM #ASFPM #IIANC #FAIA #LargeLoss #EmergencyResponse #CommercialRestoration #WaterDamage #DesiccantDrying #DisasterRecovery #Mitigation #Teamwork #RestorationIndustry #ClaimsAdjusting#FloodInsurance #FloodClaims #NFIP #FloodDamage #InsuranceClaims #FEMA #FloodRecovery #InsuranceAgents #ClaimsAdjuster #FloodRiskConnect with Lisa on LinkedIn 👉 https://www.linkedin.com/in/floodadvocate/This podcast is for informational purposes only and does not constitute medical, legal, or financial advice. Please consult with a professional for specific advice tailored to your situation. Information on the topics discussed that are subject to change due to ongoing research and new discoveries, programmatic, regulatory and/or congressional change. Always consult current sources. The views expressed in this podcast are solely those of the host/guests and do not necessarily reflect the official policy or position of any agency or company or our sponsors. Hosted on Acast. See acast.com/privacy for more information.
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