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Without the Bank Podcast

Without the Bank Podcast

Written by: Mary Jo Irmen
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The archaic system of giving up money today, taking on risk, and hoping to retire is B.S. This podcast seeks to help make you responsible for your money and your future. You are the one who cares more about it than anyone else. I am here to help you and provide the honesty you need. No sugar coating. No false claims. Just straight up truth. Economics Personal Finance
Episodes
  • The Art of Noticing: What The Noticer Taught Me About Marriage & Business (Ep. 278)
    Jul 16 2026

    Most people read to check off a list. Mary Jo reads to implement — and The Noticer by Andy Andrews is one of the books that changed how she connects with clients, leads her team, and shows up in every relationship she has.

    In this episode, Mary Jo breaks down The Noticer and why every business owner should read it. The core idea is simple but powerful: people show you exactly how they want to be treated — through what they do, what they give, and what they value. Are you paying attention?

    In this episode:

    • Why reading 52 books a year is worthless if you implement nothing
    • How to apply love languages to your client relationships (and why it works)
    • The art of noticing what your employees, clients, and family truly value
    • Real-life examples: a baking friend, a Christmas party, and a broken septic pipe
    • The book about difficult people that frustrated Mary Jo — and why she doesn't recommend it
    • Why you're allowed to quit a book that's not serving you

    Books mentioned:
    The Noticer — Andy Andrews
    The Noticer Returns — Andy Andrews
    The Traveler's Gift — Andy Andrews

    📩 Questions? Ideas for the show? Reach out: MaryJo@withoutthebank.com
    📘 Grab the Life Without the Bank book and your BYOB book → http://www.withoutthebank.com
    🎙️ Know someone Mary Jo should interview? Send it her way!

    Chapters:
    00:00 Read to Apply
    00:41 Podcast Intro
    01:16 Why I Review Books
    02:08 Why The Noticer Rocks
    03:18 Notice People Better
    04:26 Gifts and Gratitude
    06:49 Business and Employees
    10:23 Respect in Marriage
    11:51 Matching Client Style
    14:10 Bad Books and Quitting
    16:48 Reading Without Racing
    17:55 Wrap Up and Requests

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    18 mins
  • The Top Infinite Banking Questions Everyone's Asking — Answered (Ep. 277)
    Jul 9 2026

    Got questions about the Infinite Banking Concept? Tarisa breaks down the most frequently asked questions about IBC — straight answers, no fluff.

    In this episode of the Without the Bank Podcast, Tarisa covers everything from insuring your kids first and legacy coverage, to what happens if you miss premiums, how cash value actually grows uninterrupted even while your money is out on a loan, and how to read your policy illustrations like a pro. Whether you're brand new to infinite banking or have been sitting on questions for months — this is the episode for you.

    Topics covered include: uninsurable family members, age limits for coverage, the truth behind policy loans, and why so many people think infinite banking sounds "too good to be true" — and what the real answer is.

    📖 Get Becoming Your Own Banker & Life Without the Bank: https://www.withoutthebank.com/book

    #InfiniteBanking #InfiniteBankingConcept #WithoutTheBank #InfiniteBankingExplained

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    16 mins
  • 5 Money Lies That Are Silently Destroying Wealth (Ep. 276)
    Jul 2 2026

    Mary Jo Irmen and Tarisa Shelton break down the top 5 money beliefs that silently hold people back from building real wealth — and share the wealth mindset shifts that will actually change your financial future.

    Whether you're focused on personal finance, retirement planning, or developing a true wealth mindset, how you think about money determines everything. This isn't mainstream financial advice — it's the financial education most people never get, challenging everything you've been told about money management, cash flow, and wealth creation.

    If you're struggling with money mindset, wondering why your income never feels like enough, or questioning whether debt is really "normal," this episode is for you.

    🔑 Topics include: personal finance tips, wealth building, financial planning, how to use cash flow strategically, why your business or 401k alone isn't a retirement plan, and how to develop a success mindset around money — not just earn more of it.

    Chapters:
    00:00 Wealth Mindset Shift
    00:32 Podcast Kickoff
    01:11 Number One - "More Income Will Solve My Money Problems"
    08:52 Number Two - "Debt is Just a Normal Part of Life"
    10:26 Number Three - "My Business is My Retirement Plan"
    16:21 Number Four - "Cash is a Waste If Not Invested"
    20:15 Number Five - "Money is The Goal, Instead of a Tool to Create Freedom and Security"
    22:56 Reading Beyond Mainstream
    27:18 Implementation Over Knowledge
    28:02 Caffeine Ban Outro

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    28 mins
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