Episodes

  • 820 rate rises, buyer's market & what the data is actually telling us with Eliza Owen
    May 26 2026

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH

    John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M


    John is joined by Independent Housing Analyst Eliza Owen for a look at how the May 26 rate rise is impacting the Australian housing market. They touch on:


    👉🏼 the impact on mortgage holders

    👉🏽 can we anticipate more rate rises in the second half of 2026?

    👉🏾 how different sub-markets are affected

    👉🏿 is there an opportunity for upsizers?

    👉 when can we see a rate cut occur?

    👉🏻 are rate increases actually effective for reducing inflation?

    👉🏼 how is undersupply fixed?

    👉🏽 buyer sentiment and behaviour during this time

    👉🏿 Eliza's tip for buyers to maximise negotiation power

    👉🏻 a quick fire Q&A


    Connect with Eliza on LinkedIn: https://www.linkedin.com/in/eliza-owen-2554ab65/


    this is property is proudly brought to you by:

    Solvere Wealth: https://www.solverewealth.com.au

    Sphere Home Loans: https://www.spherehomeloans.com.au


    Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/


    We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

    Hosted on Acast. See acast.com/privacy for more information.

    Show More Show Less
    46 mins
  • what the tax changes mean for property investors
    May 25 2026

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH

    John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M


    On Thursday 21 May, John & Glen James from money money money walked through the CGT and Negative Gearing changes live on YouTube following the 2026 Federal Budget.


    Want to chat about your property situation? Book a 15min free call with John and the team at Envisage Property: https://www.envisageproperty.com.au/


    this is property is proudly brought to you by:

    Solvere Wealth: https://www.solverewealth.com.au

    Sphere Home Loans: https://www.spherehomeloans.com.au


    Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/


    We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

    Hosted on Acast. See acast.com/privacy for more information.

    Show More Show Less
    1 hr and 17 mins
  • 819 using equity vs saving cash, agent underquoting, help to buy + more
    May 19 2026

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH

    John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M


    In this Q&A, John & Rach discuss your questions about:


    👉🏼 $500k equity in my PPOR, should I use it or save a separate cash deposit?

    👉🏽 sell now to fund retirement or wait 5 years but risk it not being a seller's market?

    👉🏾 single buyer with a $500k ceiling, is this the norm? What are my options?

    👉🏿 why do agents underquote and what can buyers do about it?

    👉🏻 I'm terrified of buying at the peak and ending up in negative equity!

    👉 is the Help to Buy scheme worth it?

    👉🏼 if wages aren't keeping up, can property really grow at 6% a year?


    this is property is proudly brought to you by:

    Solvere Wealth: https://www.solverewealth.com.au

    Sphere Home Loans: https://www.spherehomeloans.com.au


    Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/


    We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

    Hosted on Acast. See acast.com/privacy for more information.

    Show More Show Less
    42 mins
  • 818 Federal Budget 2026: what it means for property
    May 13 2026

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH

    John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M


    The Federal Budget has dropped, now what does it mean for property? Rach and John dive into the proposed changes to property and what they could mean for buyers, sellers and investors across Australia. They touch on:


    👉🏾 negative gearing changes

    👉🏿 CGT 50% discount changes from 1 July 2027 - for property bought before Budget night, any gains accrued up until July 2027 will keep the 50 per cent discount and any gains accrued after July 2027 will be subject to the new rules

    👉🏻 discretionary trusts hit with a new minimum 30% tax rate

    👉 potential impact on borrowing capacity and lending

    👉🏼 the push towards new builds and whether soaring build costs actually make the numbers stack up

    👉🏽 SMSF investors are untouched

    👉🏻 is rentvesting still a smart pathway to owning your own home?


    this is property is proudly brought to you by:

    Solvere Wealth: https://www.solverewealth.com.au

    Sphere Home Loans: https://www.spherehomeloans.com.au


    Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/


    We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

    Hosted on Acast. See acast.com/privacy for more information.

    Show More Show Less
    48 mins
  • 817 market update: rate rises, tighter lending & why property hasn't slowed
    May 5 2026

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH

    John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M


    In this quarterly market update, John and Rachelle unpack what's actually happening in lending and property right now. They touch on:


    👉 rate rises and what it means for lending and pre-approvals

    👉🏼 the Help to Buy Scheme explained, plus a new trend: businesses buying their own premises

    👉🏽 Sydney's unaffordability and where opportunity is

    👉🏾 John and Rach's predictions for next quarter, and the vacancy rate metric worth watching

    👉🏿 what rate rises mean for first home buyers, upsizers and investors


    This episode was recorded on the 15 April 2026.


    this is property is proudly brought to you by:

    Solvere Wealth: https://www.solverewealth.com.au

    Sphere Home Loans: https://www.spherehomeloans.com.au


    Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/


    We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

    Hosted on Acast. See acast.com/privacy for more information.

    Show More Show Less
    41 mins
  • 816 CGT changes, upsizing vs investing & the uncertain market
    Apr 28 2026

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH

    John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M


    In this Q&A episode John Pidgeon and Rachelle Kroon unpack:


    👉🏼 how our community is feeling about life, the market & CGT changes

    👉🏽 upsizing & buying before you sell and timing around the budget CGT announcement

    👉🏾 paying $130k left on the mortgage vs buying an investment property

    👉🏿 selling while on maternity leave, will the 50% CGT discount be grandfathered?

    👉🏻 retiring soon and worried CGT changes will derail the plan

    👉 CGT discounts may differ for new builds vs existing properties

    👉🏼 upsizing the family home or buying the first investment property


    this is property is proudly brought to you by:

    Solvere Wealth: https://www.solverewealth.com.au

    Sphere Home Loans: https://www.spherehomeloans.com.au


    Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/


    We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

    Hosted on Acast. See acast.com/privacy for more information.

    Show More Show Less
    44 mins
  • 815 buying property in your SMSF: setup, tax benefits, key rules & common pitfalls
    Apr 21 2026

    In today's episode, Leah Hall from Lift Accounting is back on the show to help unpack all things property & self-managed super funds (SMSF). Rachelle and Leah chat about:


    👉🏼 what is an SMSF and how does it work?

    👉🏽 how does SMSF differ from an industry super fund

    👉🏾 why buy property in super?

    👉🏿 what's required to start an SMSF

    👉🏻 who shouldn’t setup an SMSF

    👉 how to actually buy a property in your super

    👉🏼 property rules within SMSF

    👉🏽 business owner purchasing their business premises in SMSF

    👉🏾 the tax-free benefit in retirement

    👉🏼 common mistakes to avoid when buying property in SMSF


    Leah's website: https://liftaccounting.au/


    this is property is proudly brought to you by:

    Solvere Wealth: https://www.solverewealth.com.au

    Sphere Home Loans: https://www.spherehomeloans.com.au


    Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/


    We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

    Hosted on Acast. See acast.com/privacy for more information.

    Show More Show Less
    45 mins
  • 814 Mitch has 3 properties & no borrowing power, what to focus on next? (clarity call with John Pidgeon)
    Apr 14 2026

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH

    John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M


    This episode was originally recorded for the money money money show. In this live clarity call, John Pidgeon chats with Mitch who is feeling stuck and unsure on how to move his property portfolio forward. They unpack:


    👉🏼 Mitch’s roadblock

    👉🏽 his businesses

    👉🏿 long term lifestyle, property and business goals

    👉 cashflow and expense management

    👉🏻 the lending reality as a new business owner

    👉🏾 clarifying focus & building income first, then investing

    👉🏼 Mitch's property portfolio

    👉🏿 John's 4 pillars of wealth creation

    👉 action steps


    Interested in a clarity call with John? Book here: https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/


    this is property is proudly brought to you by:

    Solvere Wealth: https://www.solverewealth.com.au

    Sphere Home Loans: https://www.spherehomeloans.com.au


    Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/


    We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

    Hosted on Acast. See acast.com/privacy for more information.

    Show More Show Less
    53 mins