Social Credit

Alison Bergeron has her doubts about hosting a birthday party for her twin stepdaughters, seeing as it’ll include all of her new husband’s ex-in-laws. Still, she’s a good sport, and everyone has a great time, especially the girls, who receive $10,000 from their estranged uncle, Chick. The girls’ father, NYPD Detective Bobby Crawford, and Christine, his ex, think the gift is too much. When Crawford swings by Chick’s apartment to return it, he finds Chick dead, with roughly $250,000 stuffed in his mattress. The death is ruled a suicide, but Christine isn’t convinced, and even Alison can’t help but admit that there must be a lot more to Chick’s death than meets the eye.

This audiobook describes how people pay for the things they buy by writing a check, paying with a debit card, paying with a credit card, and paying with cash withdrawn from an ATM.

The world’s most reluctant reader, Charlie Joe Jackson, is becoming an expert in extra credit. How is that possible? His report card is so grim that Charlie Joe has promised his parents that he’ll get straight As so they won’t send him to an academic summer camp. Now, instead of finagling ways to get out of reading, Charlie Joe is staying late after school, posing for art class, and even acting in a school play about the inventor of paper towels...all while falling for the new girl in town! If there’s one thing Charlie Joe is discovering, it’s that extra credit can definitely make your life extra complicated.

Someone in the U.S. is an identity-theft victim every four seconds. It is extremely easy for anyone from anywhere in the world to assume your identity and, in a matter of hours, devastate your life in ways that can take years to recover from. Stealing Your Life is the reference everyone needs, by an unsurpassed authority on the latest identity-theft schemes.

Analyzing the political and banking history of the United Kingdom, the United States, Canada, Mexico, and Brazil through several centuries, Fragile by Design demonstrates that chronic banking crises and scarce credit are not accidents due to unforeseen circumstances. Rather, these fluctuations result from the complex bargains made between politicians, bankers, bank shareholders, depositors, debtors, and taxpayers.

It is easy to spend money when you have a credit card or a loan. But it is also easy to spend or borrow more than you can afford. How can you use credit responsibly? How can you avoid going into debt? Listen to this audiobook to understand how credit works.