Episodes

  • GET REAL: A Solution to the 7%+ Interest Rate? (S3:E16)

    GET REAL: A Solution to the 7%+ Interest Rate? (S3:E16)
    Nov 12 2026
    A mortgage rate starting with a 7 can stop you in your tracks. But could there be a little breathing room?

    On our latest GET REAL with Jack & Cindy, we’re talking about options like a 2-1 buydown, which can lower a buyer’s mortgage payments for the first two years, before the full payment kicks in. But what exactly does it mean for buyers and sellers?

    What should buyers ask about? What could sellers offer to help make a deal happen? And what should agents have on their radar?

    We’re breaking it down in plain English. Because understanding your options is a lot more helpful than just staring at the rate. 😉

    Become a supporter of this podcast: https://www.spreaker.com/podcast/get-real-with-jack-cindy--6091966/support.
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    29 mins
  • GET REAL: Why Do We Do A Podcast, for real?

    GET REAL: Why Do We Do A Podcast, for real?
    Oct 19 2026
    Why do we actually do a podcast?

    It might not be for the reasons you think.

    🎙️ In this episode of Get Real with Jack and Cindy, we share why we started three years ago, and how our reasons for showing up have changed along the way.

    Now in year three, we’re talking about what keeps us coming back, why these conversations matter to us, and why we still love hanging out together.

    Also, we talk about a new mentoring opportunity we're doing at our brokerage - Chinowth & Cohen.

    Come get real with us. ❤️


    Become a supporter of this podcast: https://www.spreaker.com/podcast/get-real-with-jack-cindy--6091966/support.
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    29 mins
  • GET REAL: The Bank Says You Can Afford it… But Can You REALLY? (S3:E14)

    GET REAL: The Bank Says You Can Afford it… But Can You REALLY? (S3:E14)
    Sep 9 2026
    🏡 The bank says you can afford it… but can you REALLY afford it?

    This week on GET REAL with Jack & Cindy, we’re talking about one of the biggest mistakes homebuyers can make: assuming the amount you’re approved for is automatically the amount you should spend.

    Because your mortgage payment is only part of the cost of owning a home. Property taxes, insurance, utilities, maintenance, repairs and even the age and features of the home can change what “affordable” actually looks like.

    But here’s the good news: not all homeownership expenses are created equal, and there may be some smart ways to off-set certain costs.

    We’re breaking down how to look beyond the approval letter, build a realistic monthly budget and figure out what home price actually makes sense for YOUR life.

    🎙️ GET REAL with Jack & Cindy



    Become a supporter of this podcast: https://www.spreaker.com/podcast/get-real-with-jack-cindy--6091966/support.
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    26 mins
  • GET REAL: What If You Could Take Your 3% Mortgage With You? (S3:E13)

    GET REAL: What If You Could Take Your 3% Mortgage With You? (S3:E13)
    Aug 23 2026
    Today, Jack & Cindy are tackling an idea that could shake up the housing market: the portable mortgage.Imagine buying a home with a great interest rate, then being able to take that mortgage rate with you when you move. Sounds pretty good, right?

    With millions of homeowners sitting on historically low mortgage rates, the so-called “lock-in effect” may be keeping people in homes they’d otherwise be ready to leave. Now, Congress is taking a look at whether portable mortgages could be part of the solution.Jack and Cindy break down what a portable mortgage actually is, how it could potentially work, who might benefit, the hurdles standing in the way, and the BIG question: Could this actually get people moving again?

    We’re separating what’s being discussed from what’s actually possible right now, because this is one of those real estate ideas that sounds simple until you start looking under the hood.

    🎙️ GET REAL with Jack & Cindy
    Your real estate guidebook for buying, selling, investing and understanding what’s really happening in the housing market.

    Become a supporter of this podcast: https://www.spreaker.com/podcast/get-real-with-jack-cindy--6091966/support.
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    17 mins
  • GET REAL: Why Did My Mortgage Payment Go Up If I Have A Fixed Interest Rate? (S3:E12)

    GET REAL: Why Did My Mortgage Payment Go Up If I Have A Fixed Interest Rate? (S3:E12)
    Aug 7 2026
    Why did my mortgage payment go up if I have a fixed interest rate? It's one of the most common questions homeowners ask, and the answer surprises a lot of people.

    In this episode of GET REAL with Jack & Cindy, we're breaking down why your monthly house payment can increase even when your interest rate never changes.
    We'll explain:
    • The difference between your mortgage payment and your total monthly payment
    • How property taxes can increase from year to year
    • Why homeowners insurance premiums keep rising
    • What an escrow shortage is and how it affects your payment
    • What happens after you buy a newly built home
    • Ways you may be able to lower your monthly payment

    If you've opened a mortgage statement and wondered, "Wait... why am I paying more?" this episode is for you.

    Whether you're a current homeowner, first-time buyer, or thinking about purchasing a home, understanding how escrow, taxes, and insurance work can help you avoid surprises.

    Have a real estate question you'd like us to answer on a future episode? Drop it in the comments!

    Subscribe for practical real estate advice, Oklahoma market updates, and honest conversations that make buying, selling, and owning a home easier to understand.

    #MortgagePayment #FixedRateMortgage #Escrow #PropertyTaxes #HomeownersInsurance #Homeownership #RealEstatePodcast #FirstTimeHomeBuyer #TulsaRealEstate #OklahomaRealEstate #GetRealPodcast

    Become a supporter of this podcast: https://www.spreaker.com/podcast/get-real-with-jack-cindy--6091966/support.
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    23 mins
  • GET REAL: Real Estate Scams Targeting Buyers, Sellers and Agents (S3:E11)

    GET REAL: Real Estate Scams Targeting Buyers, Sellers and Agents (S3:E11)
    Jul 10 2026
    Real estate scams are getting smarter, more sophisticated and harder to spot.

    This week on GET REAL with Jack & Cindy, we’re breaking down the scams targeting buyers, sellers AND real estate agents. From fake listings and wire fraud to vacant land scams and people pretending to be someone they’re not, some of these stories are absolutely wild.

    And the scary part? Even experienced people can get fooled if they don’t know what to look for.
    We’re talking about the red flags, the scams we’re seeing in the real world and the simple steps that can help protect your money, your property and your clients.

    Know of a real estate scam we missed? Let us know!

    Become a supporter of this podcast: https://www.spreaker.com/podcast/get-real-with-jack-cindy--6091966/support.
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    45 mins
  • GET REAL: The 2026 Parade of Homes And Other Things Going On (S3:E10)

    GET REAL: The 2026 Parade of Homes And Other Things Going On (S3:E10)
    Jun 18 2026
    The latest episode of GET REAL with Jack & Cindy is out now, and we're coming to you from one of Envision Homes' stunning Parade of Homes entries in Sunset Hills in Tulsa!

    This week, we're talking all things 2026 Parade of Homes, featuring 100 homes across the Tulsa area and why it's one of the best opportunities of the year to explore what's new in home design, construction, and innovation.

    We also dive into the advantages of buying new construction, what buyers should know before building, and how today's builders are creating homes that fit the way people really live.

    Of course, it wouldn't be GET REAL without a few detours along the way. Jack shares stories from his latest trip to New York City, and we take a moment to discuss something much bigger than real estate: the critical blood shortage in Oklahoma and how a simple donation can help save lives.

    Whether you're thinking about building, shopping the Parade, or just looking for a fun conversation about life in Oklahoma, we've got you covered. Listen to GET REAL with Jack & Cindy wherever you get your podcasts.

    Let us know what you think of this week's episode!

    Become a supporter of this podcast: https://www.spreaker.com/podcast/get-real-with-jack-cindy--6091966/support.
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    33 mins
  • GET REAL: To Stage Or Not To Stage? (S3:E9)

    GET REAL: To Stage Or Not To Stage? (S3:E9)
    May 26 2026
    It's time for Episode 9 of Season 3 of GET REAL with Jack & Cindy!

    This week we're talking about staging. What is it really... and how do you do it the right way?Here's the thing. Designing your house for living and staging your house to sell are two completely different things. The goal isn't making it perfect for you. The goal is helping buyers walk in and instantly picture themselves living there.

    And while we're at it...Most podcasts don't survive very long. A lot disappear after only a handful of episodes or within the first year. Meanwhile... we're rolling into Episode 9 of Season THREE and we're just getting started.

    We've got a lot more real estate truths, tips, and behind-the-scenes stories to share.

    🎙️ Catch the latest episode of GET REAL with Jack & Cindy wherever you listen to podcasts.I

    Become a supporter of this podcast: https://www.spreaker.com/podcast/get-real-with-jack-cindy--6091966/support.
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    29 mins