What does it actually cost to uproot your life and move to Canada, and what money mistakes do almost every newcomer make along the way?

In the New to Canada edition of #GetThis, we break down how much it costs to move to a new country, the cost of living in Canada, and the financial surprises nobody warns you about when rebuilding your financial foundation from scratch.

1. The cost of relocating your life to Canada

International students pay 10% more in monthly rent (and temporary workers pay 21% more) than Canadian-born renters—but finding a place to live is only one part of the puzzle. We get honest about international student tuition fees, phone bills, and whether working with an immigration agency is worth it.

2. The biggest mistakes newcomers to Canada make

We’re all afraid of making financial missteps, but this is especially true for immigrants. From choosing the wrong financial institution and overpaying in fees to having no understanding of how credit works, we recount the biggest money mistakes we made after the big move.

3. Finding success as a Canadian immigrant

LinkedIn top voice and founder of Redefined, Ritika Saraswat, is rewriting the immigrant playbook. Here, she shares how she broke out of survival mode as an international student in Canada and built a community for fellow newcomers. We talk about emergency funds, the importance of investing in your skills, and why unlearning bad advice matters.

_

⏱️ Chapters:

0:00 Meet the hosts of Get This

0:48 Our immigrant stories: moving to Canada

3:53 What shocked us: rent, banking fees & phone bills in Canada

6:48 No credit history? Prepare to pay six months of rent upfront

10:24 Immigration agency vs. DIY: Is it worth the cost?

13:12 Most newcomers don’t understand the Canadian financial system

15:39 Our biggest money mistakes as immigrants

19:57 Guest intro: Ritika Saraswat, founder of Redefined

20:16 Escaping the international student to PR survival mindset

27:14 What does an emergency fund look like for a newcomer?

30:14 Building a community for fellow newcomers

31:38 Wrap-up

_

🔗 Resources & links:

What does it cost to move to DIY your move to Canada? https://www.neofinancial.com/the-get/diy-canada-immigration

International students and temporary workers pay more to rent in Canada: https://www150.statcan.gc.ca/n1/pub/36-28-0001/2024010/article/00004-eng.htm

Does your credit score follow you to Canada? https://www.neofinancial.com/the-get/does-your-credit-score-follow-you-to-canada

Building credit from scratch as a Canadian immigrant: https://neofinancial.com/blog/how-to-build-your-credit-from-scratch-as-a-canadian-immigrant

76% of newcomers are afraid of making financial mistakes: https://stories.td.com/ca/en/news/2025-07-28-new-td-survey-reveals-76-25-of-newcomers-polled-fear-making-fi

How to budget in Canada: https://www.neofinancial.com/the-get/how-to-budget

Ritika Saraswat on LinkedIn: https://ca.linkedin.com/in/ritika-saraswat

Re-Defined, a community for immigrants in Canada: https://www.instagram.com/redefinedcommunity/

_

📧 Submit your question to The Get: theget@neofinancial.com

📩 Subscribe to The Get newsletter: https://www.neofinancial.com/the-get

📲 Follow Neo Financial:

YouTube: https://www.youtube.com/channel/UCgnr3DFTnaFfCYRQN5r6Zjw

Instagram: https://www.instagram.com/neofinancial/

Tiktok:

Facebook: https://www.facebook.com/neofinancial/

X: https://x.com/Neofinancial

LinkedIn: https://www.linkedin.com/company/neo-financial/

#CostOfLivingCanada #MovingToCanada #NewcomertoCanada #PersonalFinanceCanada #GetThisPodcast

Hosted on Acast. See acast.com/privacy for more information.

Did you know the average Millennial spends over $250 per date? And even if you aren’t in a relationship, even flying solo comes with a single tax.

In the relationship edition of #GetThis, we break down the true cost of modern dating and the surging popularity of prenups (reality check: they aren’t just for the wealthy). Plus, certified financial planner Jennifer Hughes shares a step-by-step roadmap for rebuilding after a break-up.

1. The real cost of dating in Canada

From paid dating app subscriptions to the cost of the date itself, finding love can be an expensive endeavour. We break down our approach to dating expenses and answer the big question: Who should pay on the first date?

2. Do you need a prenup before marriage?

Everyone on TikTok is talking about prenups, and the impact is clear: More and more Gen-Zs and millennials are getting prenups before saying “I do.” But how do you really know if a prenup is right for you and your partner?

3. Managing money after a breakup

Navigating singlehood after a divorce or separation is a challenge—but it’s also an opportunity to relearn financial basics. Jennifer Hughes explains the “single tax” and the critical checklist you need to work through post-breakup.

⏱️ Chapters:

Here are the corrected timestamps for the topics covered in this video:

0:00 Welcome to Get This: Relationship Edition

0:31 The real cost of dating & personal rules for paying

2:06 Dating apps, hidden date costs, and average spending stats

8:31 Why are prenups trending?

11:31 What to protect in a prenup

14:45 Does asking for a prenup ruin the romance?

15:57 Sponsor segment: Neo Joint Checking Account

16:59 Meet Jennifer Hughes, Certified Financial Planner

17:23 Managing money after a breakup & the "Single Tax"

21:08 Post-breakup financial checklist: Managing assets, risk, and updating paperwork (Wills, beneficiaries, joint accounts)

25:44 Wrap-up

🔗 Resources & links:

Who pays for a date in Canada? https://www.neofinancial.com/the-get/who-pays-for-the-date-canada

Are premium dating apps worth it? https://www.neofinancial.com/the-get/should-you-pay-for-premium-plans-on-dating-apps

Should you have a prenup? https://www.neofinancial.com/the-get/what-is-a-prenup-agreement-canada

Average Millennial spend on a date https://www.cnbc.com/2026/05/23/date-flation-average-millennial-date-costs-252.html

Prenups (since filming stat for millennials has climbed to 47% from 40%) https://finance.yahoo.com/economy/policy/articles/41-gen-zers-now-prenups-153000817.html

Jennifer Hughes website: https://www.moderncents.ca/about/

Jennifer Hughes LI: https://www.linkedin.com/in/jennifer-hughes-cfp%C2%AE-step-associate-59235212a/

📧 Submit your question to The Get: theget@neofinancial.com

📩 Subscribe to The Get newsletter: https://www.neofinancial.com/the-get

📲 Follow Neo Financial:

YouTube: https://www.youtube.com/channel/UCgnr3DFTnaFfCYRQN5r6Zjw

Instagram: https://www.instagram.com/neofinancial/

Tiktok:

Facebook: https://www.facebook.com/neofinancial/

X: https://x.com/Neofinancial

LinkedIn: https://www.linkedin.com/company/neo-financial/

#CostOfDating #DatingApps #Prenup #SingleTax #PersonalFinanceCanada #GetThis #NeoFinancial

Hosted on Acast. See acast.com/privacy for more information.

What is going on with AI right now, and how is it actually impacting your job, wallet, and security? In this episode of #GetThis, we break down the reality of AI in everyday life—from how artificial intelligence is reshaping the workplace to practical AI prompts you can use to save and how to spot an AI scam.

1. Is AI actually going to take your job?

Are you competing against AI at work? Are you training your replacement? From social media management and content strategy to software coding, we discuss whether AI can truly replace the "human touch." We break down which industries are feeling the shift most and how entry-level roles are adapting.

2. AI in everyday life: Prompts to save money

We share the exact AI prompts you can use for micro-savings challenges, training your chatbot to become your sous chef, and automating your paycheck savings. Plus, we cover why you must "pause before you paste" sensitive personal details into AI models.

3. Spotting AI scams and voice cloning IRL

AI expert Katrina Lawrence reveals what is going on with AI phishing scams, deepfakes, and voice cloning targeting everyday Canadians. Learn simple verification tricks, why your family needs an emergency security "code word," and how to navigate AI tools responsibly.

_

⏱️ Chapters:

0:04 Welcome to Get This

0:30 Is AI taking your job?

2:30 How we use AI at work

8:18 AI prompts to save money (groceries, meal plans & budgeting)

12:06 Using AI for admin work

14:28 Free AI tools: Are you the product?

15:54 Guest intro: Katrina Lawrence, AI Trainer & Math Professor

16:59 AI phishing scams & voice cloning

19:52 How to spot AI deepfakes

21:33 The anti-scam "code word" strategy

26:10 Wrap-up & where to find Katrina

🔗 Resources & links:

- How the tech industry uses AI: https://www.neofinancial.com/the-get/will-ai-take-your-job

- How AI will affect entry-level jobs: https://www.neofinancial.com/the-get/entry-level-jobs-after-ai

- 10 AI prompts to save money: https://www.neofinancial.com/the-get/10-ai-prompts-to-save-money-canada

- How to spot an AI scam: https://www.neofinancial.com/the-get/how-to-spot-an-ai-scam

- How to shop online securely: https://www.neofinancial.com/the-get/how-to-shop-online-securely-avoid-scams

- Rogers Cyber Secure Catalyst: https://cybersecurecatalyst.ca/

- Math unlocked with Katrina: https://www.youtube.com/@MathUnlockedWithKatrina

- Linkedin: https://www.linkedin.com/in/katrina-lawrence-0301b115b/

📧 Submit your question to The Get: theget@neofinancial.com

📩 Subscribe to The Get newsletter: https://www.neofinancial.com/the-get

📲 Follow Neo Financial:

YouTube: https://www.youtube.com/channel/UCgnr3DFTnaFfCYRQN5r6Zjw

Instagram: https://www.instagram.com/neofinancial/

Tiktok: https://www.tiktok.com/@neofinancial

Facebook: https://www.facebook.com/neofinancial/

X: https://x.com/Neofinancial

LinkedIn: https://www.linkedin.com/company/neo-financial/

#AI #ArtificialIntelligence #AIScams #SaveMoney #PersonalFinance #Cybersecurity #GetThis #NeoFinancial

Hosted on Acast. See acast.com/privacy for more information.