Episodes

  • The Realities of Freelancing, Gig Work and Passive Income in Canada | Get This Ep. 8

    The Realities of Freelancing, Gig Work and Passive Income in Canada | Get This Ep. 8
    Oct 15 2026
    How do you make extra money when living costs keep climbing? What does it really take to turn a side hustle into a sustainable income stream?These are some of the questions we ask in the Extra Money edition of #GetThis, where we break down how to maximize your earnings through gig work, full-time freelancing, and passive (or “less active”) income. Plus, get the financial truths no one tells you about when working for yourself.1. Go gig or go homeFrom freelance writing and participating in research studies to taking on serving jobs to fund major life expenses, side hustles come in all shapes and sizes. We get honest about hustle culture, why Canadians take on gig work, and how side experiences can build valuable "identity capital".2. What does it take to go fully freelance?Transitioning to full-time freelancing brings flexibility, but it also comes with big financial responsibilities. We talk about the realities of managing cash flow and delayed client payments, why building an emergency fund is critical before taking the leap, and the key differences—and tax implications—between operating as a sole proprietor versus incorporating.3. Making passive income work for youIs passive income ever really passive? Financial planner Trevor Theobald discusses passive income (or what he calls “less active” income), realistic financial expectations, managing risk, and tax liabilities on extra earnings. Plus, he breaks down why starting small with high-interest savings accounts, GICs, or market investments instead of jumping straight into big commitments like rental properties, can be a smart move.⏱️ Chapters00:51 The realities of gig work and why Canadians take them on02:27 Side hustle experiences (research studies, speaking gigs, serving)05:00 Balancing multiple jobs and hustle culture09:54 Transitioning to full-time freelancing13:38 Tax benefits of sole proprietorship vs. incorporating16:01 Why freelancers need an emergency fund18:03 Building identity capital through gig work20:02 What is passive income? (with Trevor Theobald)21:14 Finding the right investment for your risk level and goals22:08 How dividend stocks and ETFs work23:57 Realities of buying a rental property for passive income24:55 Starting small with high-interest savings accounts🔗 Resources & linksHow can Gen Alphas and Zers find a job in this economy? https://www.neofinancial.com/the-get/how-can-gen-alphas-and-zers-find-a-job-in-this-economyHow taking multiple jobs beats rejection: https://www.neofinancial.com/the-get/karen-knoxHow to avoid unexpected taxes as a freelancer: https://www.neofinancial.com/the-get/how-to-avoid-unexpected-taxes-as-a-freelancerYour car is a writeoff if you’re self employed: https://www.neofinancial.com/the-get/self-employed-car-write-off-canadaThe risky business of hype buying and resale: https://www.neofinancial.com/the-get/the-risky-business-of-hype-buying-and-resaleDo you have to claim all your income? Like everything? https://www.neofinancial.com/the-get/do-you-have-to-claim-all-your-income-on-your-tax-returnPassive income jobs in Canada: https://www.neofinancial.com/the-get/passive-income-jobsHow to start investing in the stock market in a safe way: https://www.neofinancial.com/the-get/how-to-get-into-the-stock-market-in-a-safe-wayTrevor Theobald on LinkedIn: https://www.linkedin.com/in/trevortheobald_📧 Submit your question to The Get: theget@neofinancial.com📩 Subscribe to The Get newsletter: https://www.neofinancial.com/the-get📲 Follow Neo Financial: YouTube: https://www.youtube.com/channel/UCgnr3DFTnaFfCYRQN5r6Zjw Instagram: https://www.instagram.com/neofinancial/ Tiktok: https://www.tiktok.com/@neofinancial/ Facebook: https://www.facebook.com/neofinancial/ X: https://x.com/Neofinancial LinkedIn: https://www.linkedin.com/company/neo-financial/ #SideHustle #Freelancing #PassiveIncome #HowToMakeMoneyOnline #PersonalFinance #TaxTips #FinancialLiteracy Hosted on Acast. See acast.com/privacy for more information.
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    30 mins
  • How to split the bill, cut your phone plan, and negotiate a win-win | Get This Ep. 7

    How to split the bill, cut your phone plan, and negotiate a win-win | Get This Ep. 7
    Oct 5 2026
    No one likes receiving them. We all like to save on them. Bills.In the bills edition of Get This, we get into the awkward math of splitting dinner with friends, the Q4 window for cheaper phone and internet plans, and how to negotiate without turning every conversation into a standoff. Sales trainer Christopher Kelly of Sandler Toronto walks through win-win tactics you can use on a phone plan, a salary, or even the cheque at the end of the table. Use these tips and you could pocket about $560.1. How to split the bill with friendsFacing an affordability crunch, more Canadians are splitting restaurant tabs—and getting stuck with someone else’s steak. We talk through when to speak up, what hosts owe the table, and why a two-second “are we splitting?” before you order beats an awkward e-transfer after.2. How to save money on your phone billTelecom veteran Mohammed Halabi says Q4 (Black Friday through the holidays) is the one window when devices and plans go on sale at the same time. We cover switching providers, bundling internet, skipping the 120 GB upsell, and shopping Costco or Best Buy before you sign.3. How to negotiate a win-winLisa sits down with Christopher Kelly of Sandler Toronto on why emotions tank a deal, how to set your walk-away point, and why collaborative negotiation beats “that’s it, I’m out.”⏱️ Chapters00:38 How to save on bills in Canada01:28 How to split the restaurant bill with friends07:08 Best bill-splitting apps (Splitwise and Tricount)07:50 Best time to buy a phone in Canada (Q4 and Black Friday) — information accurate at time of taping09:56 How to save money on your phone bill10:55 How bundling phone and internet cuts your bill15:20 Shopping around for deals at Costco, Best Buy and more17:38 How to negotiate like a salesperson19:30 Win-win vs win-lose negotiation22:10 How to prepare for a negotiation (and when to walk away)27:05 How to find Christopher Kelly (Sandler Toronto)🔗 Resources & linksHow to split the bill at dinner—minus the awkwardness: https://www.neofinancial.com/the-get/split-the-bill-at-dinner-with-friends-canadaWhen is the best time to buy a cellphone? https://www.neofinancial.com/the-get/when-is-the-best-time-to-buy-a-cell-phoneHow to negotiate bills when you have no leverage https://www.neofinancial.com/the-get/how-to-negotiate-bills-when-you-have-no-leverageHow a 12-minute call saved me more than $2,000 https://www.neofinancial.com/the-get/how-to-negotiate-cheaper-bills-canadaChanging jobs? Time to negotiate a better pay rate https://www.neofinancial.com/the-get/negotiate-better-pay-canadaGet This: How much does it actually cost to dine out in Canada? https://www.neofinancial.com/the-get/cost-of-dining-out-canadaFriends with money: How income gaps reshape relationships https://www.neofinancial.com/the-get/how-income-gaps-quietly-reshape-relationshipsA 90-day financial guide for newcomers to Canada (plus automating bills) https://www.neofinancial.com/blog/90-day-guide-to-building-your-financial-foundation-for-newcomersChristopher Kelly, MBA, Sandler Toronto: https://www.linkedin.com/in/kellychristopher and https://go.sandler.com/ckelly/Mohammed Halabi, MyBillsAreHigh.com: https://www.mybillsarehigh.com/_📧 Submit your question to The Get: theget@neofinancial.com📩 Subscribe to The Get newsletter: https://www.neofinancial.com/the-get📲 Follow Neo Financial: YouTube: https://www.youtube.com/channel/UCgnr3DFTnaFfCYRQN5r6Zjw Instagram: https://www.instagram.com/neofinancial/ Tiktok: https://www.tiktok.com/@neofinancial/ Facebook: https://www.facebook.com/neofinancial/ X: https://x.com/Neofinancial LinkedIn: https://www.linkedin.com/company/neo-financial/ #GetThis #PersonalFinanceCanada #SaveMoney #SplitTheBill #BlackFridayCanada #MoneyTips #CanadianMoney Hosted on Acast. See acast.com/privacy for more information.
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    29 mins
  • How Scammers Steal Your Money + How to Protect Yourself | Get This Ep. 6

    How Scammers Steal Your Money + How to Protect Yourself | Get This Ep. 6
    Sep 21 2026
    Think you could spot a financial scam before losing your hard-earned savings? The truth is it could happen to anyone—no matter how smart or tech-savvy you are. In the scam edition of #GetThis, we dive into the dark web, data brokers, and how scammers steal your money. Plus, detective David Coffey, from the Toronto Police Services Financial Crimes Unit, breaks down the exact strategy you need to follow to protect yourself.1. Is your data actually kept private?How much does the internet know about you? What about your AI chatbot, or the data brokers who could be selling your information? We discuss the dark web, how brokerage firms make money from your data, and why you may want to think twice before joining that public Wi-Fi network, accepting internet cookies and sharing your photos with AI.2. Common financial scams in CanadaToday’s scams look more authentic than ever, and they’re everywhere: in your email inbox, in your voicemails, even in the QR codes on parking meters and bikeshares in your city. From get-rich-quick investment schemes to one-time password (OTP) link traps, these are the most common (and most convincing!) financial scams to watch out for.3. How to avoid getting scammedIt can happen to the best of us; and it does. Detective David Coffey of the Toronto Police explains how scams are tailored to match their targets, how to report a scam and what to do if you think you’re being targeted. _⏱️ Chapters:0:00 Welcome to Get This: Scams edition0:52 What is the dark web?4:38 Accepting cookies, targeted ads & data privacy8:50 Public Wi-Fi risks & password security tips10:16 The real cost of financial scams in Canada13:40 Financial scams that look too real 15:43 Spotting red flags19:49 Guest intro: Detective David Coffey 21:21 The pressure points scammers use24:19 How scammers use personal data to target victims26:15 What to do if you’ve been scammed28:56 The "Pause and Verify" strategy29:11 Wrap-up 🔗 Resources & links:The data broker market is valued at US$304.48 billion: https://www.fortunebusinessinsights.com/data-broker-market-116970Fraud cost Canadians $704 million in 2025: https://www.neofinancial.com/the-get/cost-of-scams-for-canadiansFinancial scams that look too real: https://www.neofinancial.com/the-get/financial-scams-in-canada-that-look-too-realWhy scammers are interested in your cookies: https://www.neofinancial.com/the-get/why-scammers-are-interested-in-internet-cookiesHow to freeze your credit card and avoid credit fraud: https://www.neofinancial.com/blog/how-to-freeze-your-credit-and-avoid-credit-fraud-in-canadaCanadian Anti-Fraud Centre: https://antifraudcentre-centreantifraude.ca/index-eng.htmDetective David Coffey on LinkedIn: https://www.linkedin.com/in/david-coffey-39951285?originalSubdomain=ca_📧 Submit your question to The Get: theget@neofinancial.com📩 Subscribe to The Get newsletter: https://www.neofinancial.com/the-get📲 Follow Neo Financial:YouTube: https://www.youtube.com/channel/UCgnr3DFTnaFfCYRQN5r6Zjw Instagram: https://www.instagram.com/neofinancial/ Tiktok: https://www.tiktok.com/@neofinancial/Facebook: https://www.facebook.com/neofinancial/ X: https://x.com/Neofinancial LinkedIn: https://www.linkedin.com/company/neo-financial/ #FinancialScams #ScamAlert #DarkWeb #Cybersecurity #PersonalFinanceCanada #ProtectYourMoney #GetThis #NeoFinancial Hosted on Acast. See acast.com/privacy for more information.
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    31 mins
  • New to Canada? Biggest Money Mistakes, Expenses & Lessons | Get This Ep. 5

    New to Canada? Biggest Money Mistakes, Expenses & Lessons | Get This Ep. 5
    Sep 8 2026

    What does it actually cost to uproot your life and move to Canada, and what money mistakes do almost every newcomer make along the way?


    In the New to Canada edition of #GetThis, we break down how much it costs to move to a new country, the cost of living in Canada, and the financial surprises nobody warns you about when rebuilding your financial foundation from scratch.


    1. The cost of relocating your life to Canada

    International students pay 10% more in monthly rent (and temporary workers pay 21% more) than Canadian-born renters—but finding a place to live is only one part of the puzzle. We get honest about international student tuition fees, phone bills, and whether working with an immigration agency is worth it.


    2. The biggest mistakes newcomers to Canada make

    We’re all afraid of making financial missteps, but this is especially true for immigrants. From choosing the wrong financial institution and overpaying in fees to having no understanding of how credit works, we recount the biggest money mistakes we made after the big move.


    3. Finding success as a Canadian immigrant

    LinkedIn top voice and founder of Redefined, Ritika Saraswat, is rewriting the immigrant playbook. Here, she shares how she broke out of survival mode as an international student in Canada and built a community for fellow newcomers. We talk about emergency funds, the importance of investing in your skills, and why unlearning bad advice matters.

    _


    ⏱️ Chapters:

    0:00 Meet the hosts of Get This

    0:48 Our immigrant stories: moving to Canada

    3:53 What shocked us: rent, banking fees & phone bills in Canada

    6:48 No credit history? Prepare to pay six months of rent upfront

    10:24 Immigration agency vs. DIY: Is it worth the cost?

    13:12 Most newcomers don’t understand the Canadian financial system

    15:39 Our biggest money mistakes as immigrants

    19:57 Guest intro: Ritika Saraswat, founder of Redefined

    20:16 Escaping the international student to PR survival mindset

    27:14 What does an emergency fund look like for a newcomer?

    30:14 Building a community for fellow newcomers

    31:38 Wrap-up

    _


    🔗 Resources & links:

    What does it cost to move to DIY your move to Canada? https://www.neofinancial.com/the-get/diy-canada-immigration

    International students and temporary workers pay more to rent in Canada: https://www150.statcan.gc.ca/n1/pub/36-28-0001/2024010/article/00004-eng.htm

    Does your credit score follow you to Canada? https://www.neofinancial.com/the-get/does-your-credit-score-follow-you-to-canada

    Building credit from scratch as a Canadian immigrant: https://neofinancial.com/blog/how-to-build-your-credit-from-scratch-as-a-canadian-immigrant

    76% of newcomers are afraid of making financial mistakes: https://stories.td.com/ca/en/news/2025-07-28-new-td-survey-reveals-76-25-of-newcomers-polled-fear-making-fi

    How to budget in Canada: https://www.neofinancial.com/the-get/how-to-budget

    Ritika Saraswat on LinkedIn: https://ca.linkedin.com/in/ritika-saraswat

    Re-Defined, a community for immigrants in Canada: https://www.instagram.com/redefinedcommunity/


    _


    📧 Submit your question to The Get: theget@neofinancial.com

    📩 Subscribe to The Get newsletter: https://www.neofinancial.com/the-get

    📲 Follow Neo Financial:

    YouTube: https://www.youtube.com/channel/UCgnr3DFTnaFfCYRQN5r6Zjw

    Instagram: https://www.instagram.com/neofinancial/

    Tiktok:

    Facebook: https://www.facebook.com/neofinancial/

    X: https://x.com/Neofinancial

    LinkedIn: https://www.linkedin.com/company/neo-financial/


    #CostOfLivingCanada #MovingToCanada #NewcomertoCanada #PersonalFinanceCanada #GetThisPodcast

    Hosted on Acast. See acast.com/privacy for more information.
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    32 mins
  • How Much Does Dating Cost in 2026? + Navigating a Prenup | Get This Ep. 4

    How Much Does Dating Cost in 2026? + Navigating a Prenup | Get This Ep. 4
    Aug 31 2026

    Did you know the average Millennial spends over $250 per date? And even if you aren’t in a relationship, even flying solo comes with a single tax.


    In the relationship edition of #GetThis, we break down the true cost of modern dating and the surging popularity of prenups (reality check: they aren’t just for the wealthy). Plus, certified financial planner Jennifer Hughes shares a step-by-step roadmap for rebuilding after a break-up.


    1. The real cost of dating in Canada

    From paid dating app subscriptions to the cost of the date itself, finding love can be an expensive endeavour. We break down our approach to dating expenses and answer the big question: Who should pay on the first date?


    2. Do you need a prenup before marriage?

    Everyone on TikTok is talking about prenups, and the impact is clear: More and more Gen-Zs and millennials are getting prenups before saying “I do.” But how do you really know if a prenup is right for you and your partner?


    3. Managing money after a breakup

    Navigating singlehood after a divorce or separation is a challenge—but it’s also an opportunity to relearn financial basics. Jennifer Hughes explains the “single tax” and the critical checklist you need to work through post-breakup.


    ⏱️ Chapters:

    Here are the corrected timestamps for the topics covered in this video:

    0:00 Welcome to Get This: Relationship Edition

    0:31 The real cost of dating & personal rules for paying

    2:06 Dating apps, hidden date costs, and average spending stats

    8:31 Why are prenups trending?

    11:31 What to protect in a prenup

    14:45 Does asking for a prenup ruin the romance?

    15:57 Sponsor segment: Neo Joint Checking Account

    16:59 Meet Jennifer Hughes, Certified Financial Planner

    17:23 Managing money after a breakup & the "Single Tax"

    21:08 Post-breakup financial checklist: Managing assets, risk, and updating paperwork (Wills, beneficiaries, joint accounts)

    25:44 Wrap-up


    🔗 Resources & links:

    Who pays for a date in Canada? https://www.neofinancial.com/the-get/who-pays-for-the-date-canada

    Are premium dating apps worth it? https://www.neofinancial.com/the-get/should-you-pay-for-premium-plans-on-dating-apps

    Should you have a prenup? https://www.neofinancial.com/the-get/what-is-a-prenup-agreement-canada

    Average Millennial spend on a date https://www.cnbc.com/2026/05/23/date-flation-average-millennial-date-costs-252.html

    Prenups (since filming stat for millennials has climbed to 47% from 40%) https://finance.yahoo.com/economy/policy/articles/41-gen-zers-now-prenups-153000817.html

    Jennifer Hughes website: https://www.moderncents.ca/about/

    Jennifer Hughes LI: https://www.linkedin.com/in/jennifer-hughes-cfp%C2%AE-step-associate-59235212a/


    📧 Submit your question to The Get: theget@neofinancial.com

    📩 Subscribe to The Get newsletter: https://www.neofinancial.com/the-get

    📲 Follow Neo Financial:

    YouTube: https://www.youtube.com/channel/UCgnr3DFTnaFfCYRQN5r6Zjw

    Instagram: https://www.instagram.com/neofinancial/

    Tiktok:

    Facebook: https://www.facebook.com/neofinancial/

    X: https://x.com/Neofinancial

    LinkedIn: https://www.linkedin.com/company/neo-financial/


    #CostOfDating #DatingApps #Prenup #SingleTax #PersonalFinanceCanada #GetThis #NeoFinancial

    Hosted on Acast. See acast.com/privacy for more information.
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    26 mins
  • Is AI Going to Take Your Job? + How to Use AI in Everyday Life | Get This Ep. 3

    Is AI Going to Take Your Job? + How to Use AI in Everyday Life | Get This Ep. 3
    Aug 31 2026

    What is going on with AI right now, and how is it actually impacting your job, wallet, and security? In this episode of #GetThis, we break down the reality of AI in everyday life—from how artificial intelligence is reshaping the workplace to practical AI prompts you can use to save and how to spot an AI scam.


    1. Is AI actually going to take your job?

    Are you competing against AI at work? Are you training your replacement? From social media management and content strategy to software coding, we discuss whether AI can truly replace the "human touch." We break down which industries are feeling the shift most and how entry-level roles are adapting.


    2. AI in everyday life: Prompts to save money

    We share the exact AI prompts you can use for micro-savings challenges, training your chatbot to become your sous chef, and automating your paycheck savings. Plus, we cover why you must "pause before you paste" sensitive personal details into AI models.


    3. Spotting AI scams and voice cloning IRL

    AI expert Katrina Lawrence reveals what is going on with AI phishing scams, deepfakes, and voice cloning targeting everyday Canadians. Learn simple verification tricks, why your family needs an emergency security "code word," and how to navigate AI tools responsibly.

    _

    ⏱️ Chapters:

    0:04 Welcome to Get This

    0:30 Is AI taking your job?

    2:30 How we use AI at work

    8:18 AI prompts to save money (groceries, meal plans & budgeting)

    12:06 Using AI for admin work

    14:28 Free AI tools: Are you the product?

    15:54 Guest intro: Katrina Lawrence, AI Trainer & Math Professor

    16:59 AI phishing scams & voice cloning

    19:52 How to spot AI deepfakes

    21:33 The anti-scam "code word" strategy

    26:10 Wrap-up & where to find Katrina


    🔗 Resources & links:

    - How the tech industry uses AI: https://www.neofinancial.com/the-get/will-ai-take-your-job

    - How AI will affect entry-level jobs: https://www.neofinancial.com/the-get/entry-level-jobs-after-ai

    - 10 AI prompts to save money: https://www.neofinancial.com/the-get/10-ai-prompts-to-save-money-canada

    - How to spot an AI scam: https://www.neofinancial.com/the-get/how-to-spot-an-ai-scam

    - How to shop online securely: https://www.neofinancial.com/the-get/how-to-shop-online-securely-avoid-scams

    - Rogers Cyber Secure Catalyst: https://cybersecurecatalyst.ca/

    - Math unlocked with Katrina: https://www.youtube.com/@MathUnlockedWithKatrina

    - Linkedin: https://www.linkedin.com/in/katrina-lawrence-0301b115b/


    📧 Submit your question to The Get: theget@neofinancial.com

    📩 Subscribe to The Get newsletter: https://www.neofinancial.com/the-get

    📲 Follow Neo Financial:

    YouTube: https://www.youtube.com/channel/UCgnr3DFTnaFfCYRQN5r6Zjw

    Instagram: https://www.instagram.com/neofinancial/

    Tiktok: https://www.tiktok.com/@neofinancial

    Facebook: https://www.facebook.com/neofinancial/

    X: https://x.com/Neofinancial

    LinkedIn: https://www.linkedin.com/company/neo-financial/

    #AI #ArtificialIntelligence #AIScams #SaveMoney #PersonalFinance #Cybersecurity #GetThis #NeoFinancial

    Hosted on Acast. See acast.com/privacy for more information.
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    28 mins
  • How Much Should You Tip in Canada? + Sober Savings | Get This Ep. 2

    How Much Should You Tip in Canada? + Sober Savings | Get This Ep. 2
    Jul 28 2026

    Wondering how much to tip in Canada or whether tipping culture has gone too far? In this episode of #GetThis, we break down tipping in Canada, the rise of non-alcoholic beer and mocktails, and why cutting back on drinking is saving young Canadians real money. Plus, Steve Abrams, co-founder of Harmon's Brewing and former co-founder of Mill Street Brewery, joins us to talk about the non-alcoholic craft beer boom.


    1. How much should you actually tip in Canada?

    A recent study revealed that 90% of Canadians feel tips have gotten too high, yet 39% still identify as generous tippers. We discuss whether tipping is customary in Canada, where your tips actually go, and how Canadian tipping culture compares to Europe, Australia, and the US.


    2. Sober saving: How cutting alcohol saves money

    Over 39% of Gen Z and Millennials say saving money is a primary driver for drinking less—leading to the biggest recorded decline in retail alcohol sales. We break down the real cost of drinking out, why non-alcoholic craft drinks carry a premium price tag, and simple drink swaps to save your wallet.


    3. The non-alcoholic beer boom in Canada

    Former Mill Street Brewery co-founder Steve Abrams joins us to reveal why traditional non-alcoholic beer tasted so bad, how modern craft brewing technology changed the game, and how he turned Harmon's Brewing into a nationwide brand.

    _

    ⏱️ Chapters:

    0:04 Welcome to Get This

    0:22 Is tipping culture getting out of control?

    3:54 Where do your tips actually go?

    6:21 Tipping in Canada vs. internationally

    9:40 Does minimum wage affect how much you tip?

    10:42 Sober saving: Why young Canadians are cutting alcohol

    14:30 The real cost of drinking out (and why mocktails cost so much)

    14:57 Budget-friendly drink hacks at restaurants

    15:05 Guest intro: Steve Abrams, co-founder of Harmon's Brewing

    16:54 The story behind Harmon's Brewing

    21:11 What makes a good non-alcoholic beer?

    23:37 Live tasting: Jack Pine pale ale & wrap-up

    _

    🔗 Resources & links:

    Relevant stats : https://www.hrblock.ca/blog/two-thirds-of-canadians-67-say-it-s-time-to-abolish-tips-reveals-new-h-and-r-block-canada-study

    https://www.neofinancial.com/the-get/the-sober-saver-trend-how-much-drinking-can-cost-you

    Harmon's Brewing: https://harmonsbeer.com/

    Steve Abrams on LinkedIn:https://www.linkedin.com/in/steve-abrams416/

    _

    📧 Submit your question to The Get: theget@neofinancial.com

    📩 Subscribe to The Get newsletter: https://www.neofinancial.com/the-get

    📲 Follow Neo Financial:

    YouTube: https://www.youtube.com/channel/UCgnr3DFTnaFfCYRQN5r6Zjw

    Instagram: https://www.instagram.com/neofinancial/

    Tiktok: https://www.tiktok.com/@neofinancial

    Facebook: https://www.facebook.com/neofinancial/

    X: https://x.com/Neofinancial

    LinkedIn: https://www.linkedin.com/company/neo-financial/


    #TippingInCanada #NonAlcoholicBeer #NonAlcoholicDrinks #Mocktails #TippingCulture #PersonalFinance #GetThis #NeoFinancial

    Hosted on Acast. See acast.com/privacy for more information.
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    24 mins
  • Is Botox Covered by Your Work Benefits? + “Free Money” Hacks | Get This Ep. 1

    Is Botox Covered by Your Work Benefits? + “Free Money” Hacks | Get This Ep. 1
    Jul 15 2026

    Did you know Canadians are leaving up to $2,000/month in free government money and unused work benefits on the table? Here's your cheat sheet:


    In the very first episode of #GetThis, we discuss the government benefits, grocery store hacks, and work perks most Canadians don't know they have. Plus, a guest interview with group insurance director Adam Singer on how to maximize your employee benefits (and how not to get your claims rejected).


    1. Did you say free government money?!

    The Canada Disability Benefit (up to $200/month), Canada Grocery Rebate, and GST/HST Credit (up to $698 for families) all deposit automatically, but only if you've filed your taxes.


    2. The scanner price accuracy code (SPAC) hack

    Fun fact: If an item scans higher at the register than the shelf price, you could get it for free or at $10 off. This applies at thousands of Canadian grocery and drugstore retailers, but you have to ask.


    3. Is Botox covered by your work benefits?

    The answer might surprise you. Group insurance expert Adam Singer explains how Health Spending Accounts (HSAs) and Taxable Spending Accounts (TSAs) in Canada are only used between 30 to 40% each year. Are you one of the thousands of Canadians leaving dollars unspent?


    ⏱️ Chapters:

    0:00 Meet the hosts of Get This

    00:38 Canadian Government benefits

    5:30 Why most Canadians miss these payments

    6:07 The Scanner Price Accuracy Code (SPAC): free groceries hack explained

    8:53 Guest intro: Adam Singer, Group Insurance Director

    10:20 Health Spending Accounts & Taxable Spending Accounts

    11:38 Is Botox covered by work benefits? Breaking down Medical vs. cosmetic Botox

    14:15 The DIN tip: Here's why your Botox claim might get rejected

    14:51 Wrap-up


    🔗 Resources & links:

    Government Benefits: https://www.neofinancial.com/the-get/government-benefit-payments-dates?utm_source=acast&utm_medium=social&utm_campaign=tof_neo-generic_evergreen&utm_content=link-in-story

    SPAC: https://www.neofinancial.com/the-get/free-groceries-in-canada?utm_source=acast&utm_medium=social&utm_campaign=tof_neo-generic_evergreen&utm_content=link-in-story

    Adam Singer on LinkedIn: https://www.linkedin.com/in/adam-singer-10312117/

    Website: https://www.singersteinberg.com/


    📧 Submit your question to The Get: theget@neofinancial.com


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    #PersonalFinanceCanada #CanadaDisabilityBenefit #FreeMoneyCanada

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