Haven on Main is more than a housing project - it’s a community for people of all abilities. In this episode, Dr. Terry Cowgill, Founding Board Member of Haven for Special People, is joined by special guest Rick Diermeier, President and fellow Founding Board Member, to share the story behind this groundbreaking project.

They discuss what makes Haven on Main truly unique:
• affordable, inclusive housing
• universal design for all abilities
• independent living with individualized support
• and a neighborhood where special needs and non-special needs residents live side by side, as equals.

Dr. Terry also opens up about why this mission is personal to him, reflecting on his son Jonah’s autism and the need for safe, empowering spaces for adults with disabilities.

It’s an inspiring conversation about community, dignity, and what’s possible when people come together with purpose.

Click here to learn more about this project and how you can help.

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Dental insurance can be confusing, expensive, and, according to Dr. Terry Cowgill, sometimes even a conflict of interest. In this episode, Dr. Terry dives into the changing landscape of dental insurance, including Delta Dental of Wisconsin’s recent move to own dental practices in La Crosse and why that raises important questions for patients.

He also breaks down the Badger Smiles Club, an in-house membership plan designed to give patients transparent, affordable care without the headaches of traditional insurance. Plus, a milestone worth celebrating: Badger Smiles has officially welcomed its 1,000th patient.

Join Dr. Terry for an honest, educational conversation that puts your smile - and your wallet - first.

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Get to know the man behind Badger Smiles! In this first episode, Dr. Terry Cowgill, DDS, shares his journey from Minnesota roots to nearly 30 years as a trusted dentist in La Crosse. Beyond the chair, he’s a storyteller and a family man.

Join Dr. Terry as he kicks off the Keepin’ You Smiling Podcast, blending dental tips, local stories, and humor - all with one mission: keeping you smiling, one conversation at a time.

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