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Episode 60 MSME Sector Facts, Policy Trends and Budget 2026-27

📩 Get the detailed Report of Budget and govt scheme analysis.
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00:00:00 – Is Budget 2026 Really MSME-Focused?
00:01:00 – How to Get the detailed Report on email

00:01:30 – 1.6 Crore New MSMEs… But Are They Growing?
00:02:11 – State-wise MSME Growth: Is India Unevenly Distributed?
00:03:35 – Why Are Small & Medium Enterprises Declining?
00:05:00 – Exports Rising — But What About Ground Reality?
00:05:44 – Public Procurement Surge: Are Women & SC/ST Benefiting?
00:07:42 – Scheme Performance: Progress or Under-Delivery?
00:09:31 – GECL: Allocated Again… But Why Zero Spending?
00:12:19 – Budget Allocation vs Actual Spending: The Big Gap
00:15:03 – Spending Mix Shift: Credit Guarantees vs Skill Push
00:16:00 – ₹10,000 Cr SME Fund: Structural Support or Symbolic?
00:17:02 – Can TReDS Finally Solve Delayed Payments?
00:21:00 – Why Textiles Got the Strongest Policy Attention
00:24:47 – Manufacturing Push: Who Gains the Most?
00:27:02 – Hidden Reforms Lowering Costs for Businesses
00:28:43 – Export Promotion Mission: A Real Structural Shift?
00:29:34 – RBI’s Collateral-Free Move: Relief for Micro Units?
00:30:29 – The Core Challenge: Why MSMEs Aren’t Scaling
00:31:00 – Final Verdict: Direction Clear, Execution the Real Test

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Episode 59 MSME Vendor Opportunities with Large FMCG Companies – Part 1
Guest: Samrat Sehgal, Global Supply Chain Head , Dabur India

Welcome back to MSME TALK® with Industry Expert. Industry Expert segment brings Industry Expert who discusses on specific topic relevant for MSMEs, Startup to scale up and build long-lasting Businesses.

Why did we do this episode: We created this episode because we were receiving many queries from MSMEs on how to become vendors to large FMCG companies, and what it takes to get selected and scale.

Key Topics Covered :

-MSME vendor opportunities in large FMCG supply chains

-How MSMEs should approach FMCG companies as vendors

-Contract manufacturing: selection criteria + compliance non-negotiables

-Vendor onboarding process: audit, trials, timelines

-Common MSME mistakes and how to avoid them

-Raw material suppliers: gate-openers vs deal-breakers

-Quality checks: COA + in-house testing

-Packaging opportunities for MSMEs

-Innovation + eco-friendly niche packaging

For detail breakup of discussion, check the time stamps.

Video Episode is also available on Youtube.

MSMEs & startups are looking for various kinds of supports & upgrade. Are you a Product, Service Provider, Expert, Advisor, Consultant, Mentor for MSMEs/Startups? Reach out to MSME TALK to list your business. Fill the form to help us reach out to you.

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Episode 58 Inside India’s Leather Sector: Footwear Manufacturing, MSMEs, Clusters, Kanpur Decline, Challenges & Growth Potential | MSME TALK®

Welcome back to MSME TALK® Industry Bite.

In this episode, MSME TALK® explores one of India’s oldest and most labour-intensive sectors — the Leather & Footwear Industry — employing 4.2 million people and contributing significantly to exports and foreign exchange.

Hosted by Swapnil, Economist & Researcher at MSME TALK®, this is Part 1 of a special 2-episode series that breaks down the scale, challenges, processes, clusters, and MSME realities of this massive sector.

00:00:00 – Intro: India Leather & Footwear Industry
00:00:34 – Leather Sector Size & Key Facts
00:01:31 – India’s Global Rank & Growth Forecast
00:02:15 – Footwear Market: Organized vs Unorganized
00:03:24 – Role of MSMEs in Leather Industry
00:04:22 – Leather Tanning Process Explained
00:05:52 – Types of Tanning (Chrome, Veg, Eco-Friendly)
00:06:35 – MSME Challenges in Leather Manufacturing
00:06:57 – Footwear Manufacturing Process
00:08:06 – Leather Garments & Accessories Overview
00:08:38 – Production Trends: Pre & Post COVID
00:09:41 – Declining Global Leather Demand
00:10:00 – Kanpur Leather Industry Story
00:12:31 – Environmental Norms & Compliance Issues
00:13:08 – Key Leather & Footwear Clusters (TN, WB, UP)
00:13:45 – Tamil Nadu’s Rise in Leather Exports
00:14:38 – Industry Bodies & Associations
00:15:03 – Future Outlook: Growth & Sustainability
00:15:44 – Closing & What’s Next in Part 2

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Episode 57 How CFOs Can Use TReDS Optimally | Insights from India’s TReDS CFO Guest: Kailash Varodia, CFO of RXIL TReDS

Welcome back to MSME TALK® with Industry Expert. Industry Expert segment brings Industry Expert who discusses on specific topic relevant for MSMEs, Startup to scale up and build long-lasting Businesses.

Why did we do this episode: In earlier episode 56, we spoke to CFOs of medium and large companies to understand their real experience of using TReDS and the benefits they’re seeing across cash flow, vendor relationships, and treasury efficiency. In today’s episode, we flip the perspective. We sit down with Kailash Varodia, CFO & COO of RXIL TReDS, one of India’s leading TReDS platforms to know how we will use TReDS as CFO of other enterprises.

𝐆𝐮𝐞𝐬𝐭: Kailash Varodia is CFO and COO of Receivable Exchange of India (RXIL )TReDS.

RXIL TReDs is one of the top leading RBI approved digital market place in India for invoice discounting MSME trade receivables in India. Know much more about RXIL – https://msmetalk.com/profile-receivables-exchange-of-india-limited/

Time Stamp

00:00:00 Intro: How CFOs Can Use TReDS

00:03:29 Meet Kailash – CFO of RXIL TReDS

00:04:36 TReDS Journey: Insights from a CFO of TReDS company

00:06:03 How TReDS Impacts Cash Flow & Treasury

00:08:28 SME CFO Role Play: Why Use TReDS

00:12:00 Mid-Size CFO: TReDS Benefits & Efficiency

00:21:00 MNC CFO: TReDS in Global Treasury

00:27:44 PSU CFO: Vendor Payments, Compliance and TReDS

00:34:00 How Manufacturer, Pharma, FMCG, Services etc Use TReDS 00:39:00 Common TReDS Mistakes CFOs Make

00:40:27 Why CFOs Hesitate to Use TReDS

00:41:32 TReDS Beyond Compliance: ESG & Supplier Benefits

00:46:00 One Advice to CFOs on Using TReDS

00:48:01 Kailash’s Personal Side

MSMEs & startups are looking for various kinds of supports & upgrade. Are you a Product, Service Provider, Expert, Advisor, Consultant, Mentor for MSMEs/Startups? Reach out to MSME TALK to list your business. Fill the form to help us reach out to you.

Hey MSME TALK listeners! Hope you have not missed subscribing to our newsletter for the latest news, blogs, and podcast updates. We don’t spam your inbox , hence we have highest rate of letter opening in Industry. Subscribe here for Newsletter.

MSME TALK Podcast enters Peak Ranking Chart of 20+ Countries in the Apple Podcast Country Entrepreneurship Category.

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Episode 56 CFO Voices on TReDS | Experiences from India’s Business Finance Leaders Welcome back to MSME TALK®.

This Industry Insights episode brings together voices from three CFOs to share experience on TReDS, invoice discounting platform for fellow CFOs and Business owners for MSMEs, SMEs , Large , Mid , PSUs enterprises.

Why did we do this episode: Even successful Businesses in other countries are closing because of succession issues , we are witnessing the same in India. Hence we want our Business Entrepreneurs to warm up for Business Legacy.

In this episode, we explore:

TimeStamp 00:00:00 Teaser 00:00:22 MSME TALK Podcast Intro 00:00:38 Episode Overview 00:00:59 Disclaimer 00:01:31 Guest Intro – Mr. Dhamarajan 00:02:11 First heard about TReDS? 00:02:57 Key benefits experienced 00:05:04 Did turnover improve? 00:05:35 Profitability or cost savings 00:05:56 Active usage frequency 00:06:32 Number of MSME vendors 00:06:50 Started as buyer and seller 00:08:15 Platform used and experience 00:09:11 Message for CFOs and MSMEs 00:11:14 Message for large buyers 00:11:36 One guidance or hack 00:13:13 Closing remarks 00:13:43 Guest Intro – Mr. Satish Kotakota 00:16:02 Specific benefits seen 00:18:29 Continued use and future plans 00:21:02 Platforms used and ranking 00:21:52 Message for CFOs and MSMEs 00:24:19 One key guidance or hack 00:26:01 Closing remarks 00:26:27 Guest Intro – Mr. Mohapatra 00:27:47 Initial perception of TReDS 00:29:32 Benefits experienced 00:31:14 Impact on rating or profits 00:32:46 Vendor relationship improvement 00:32:57 Continued usage of TReDS 00:33:14 Platform used and experience 00:33:51 Message for CFOs and MSMEs 00:36:04 Guidance for other CFOs 00:37:32 Closing remarks

MSMEs & startups are looking for various kinds of supports & upgrade. Are you a Product, Service Provider, Expert, Advisor, Consultant, Mentor for MSMEs/Startups? Reach out to MSME TALK to list your business. Fill the form to help us reach out to you.

Hey MSME TALK listeners! Hope you have not missed subscribing to our newsletter for the latest news, blogs, and podcast updates. We don’t spam your inbox , hence we have highest rate of letter opening in Industry. Subscribe here for Newsletter.

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Episode 55 Succession Planning for SMEs: With or Without the Next Generation
Guest: Suraj Malik , CEO , Legacy Growth

Welcome back to MSME TALK® with Industry Expert. Industry Expert segment brings Industry Expert who discusses on specific topic relevant for MSMEs, Startup to scale up and build long-lasting Businesses.

Why did we do this episode:

Even successful Businesses in other countries are closing because of succession issues , we are witnessing the same in India. Hence we want our Business Entrepreneurs to warm up for Business Legacy.

𝐆𝐮𝐞𝐬𝐭:

Suraj Malik is Succession Strategy and M&A Expert providing guidance to Founders, Promoters & Family Offices . He holds extensive experience in setting up and managing family offices and trusts to help business owners drive effective succession planning, wealth presentation and estate planning all aimed at Legacy creation.

In this episode, we explore:

TimeStamp

00:00:00 - Teaser

00:02:00 - Whats ahead in Episode

00:02:00 - Introduction & Context

00:02:23 - Meet Suraj: Legacy Planning Expert

00:03:17 - Why Suraj Chose Succession Planning

00:05:01 - Current SME Succession Scenario in India

00:08:30 - Future Trends in SME Business Legacy

00:10:55 - If Next Gen Takes Over: Grooming & Structures

00:12:36 - If Next Gen is NOT Interested: Alternatives

00:17:18 - How Professionals Can Bridge Succession Gaps

00:23:00 - When Selling Becomes the Best Option

00:26:07 - Mergers & Partnerships for Continuity

00:31:10 - Do Employee Buyouts & ESOPs Work

00:34:27 - How to Choose the Right Succession Option

00:38:05 - Most Common Succession Path in India

00:39:51 - The Most Difficult Yet Beneficial Choice

00:41:22 - First Steps for Non-Family Succession

00:46:03 - Challenges Without Documentation & Systems

00:49:00 - Valuation & Tax Planning in Succession

00:52:08 - Legal Structures that Smoothen Transition

00:54:00 - Preserving Founders Trademark, Name & Legacy

00:56:00 - Cultural & Emotional Barriers in Succession

00:58:21 - How Founders Accept Letting Go

01:01:00 - Action Plan: 3 to6 Steps for SMEs Succession

MSMEs & startups are looking for various kinds of supports & upgrade. Are you a Product, Service Provider, Expert, Advisor, Consultant, Mentor for MSMEs/Startups? Reach out to MSME TALK to list your business. Fill the form to help us reach out to you.

Hey MSME TALK listeners! Hope you have not missed subscribing to our newsletter for the latest news, blogs, and podcast updates. We don’t spam your inbox , hence we have highest rate of letter opening in Industry. Subscribe here for Newsletter.

MSME TALK Podcast enters Peak Ranking Chart of 20+ Countries in the Apple Podcast Country Entrepreneurship Category.

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Episode #54 How to Enhance Business Valuation in discussion

Expert : Vinay Pandya , Managing Partner , Mantraa Advisory

Why did we do this episode: We often hear founders and business owners discussing their business valuation — but rarely do they talk about what they’re actually doing to improve it. Another common misconception is that business valuation is only necessary when raising capital or planning an exit. In reality, when approached as an ongoing process rather than a one-time event, a business valuation exercise can serve as a powerful lever for strategic growth, even without an immediate fundraising or sale in sight.

𝐆𝐮𝐞𝐬𝐭:

Vinay Pandya is CA, CS and Valuation expert with 40+ yr exp. Profile: https://msmetalk.com/profile-mantraa-advisory-services/

Welcome back to MSME TALK® with Industry Expert. Industry Expert segment brings Industry Expert who discusses on specific topic relevant for MSMEs, Startup to scale up and build long-lasting Businesses.

TimeStamp

00:00:00 – Teaser

00:01:16 - What You'll Learn in this Episode

00:01:50 – Knowing the Expert Vinay Pandya

00:04:57 - Why Business Valuation Matters

00:07:28 - Event-Driven or Strategic Uses of Valuation Excercise

00:10:03 - Fundamental Problems Solved by Valuation

00:13:00 - Clarifying the Meaning of Value Enhancement

00:15:12 - How does a CFO help enhance valuation?

00:17:35 - Key Areas for CFOs to Enhance Valuation

00:04:30 - Customer Analysis and Its Impact on Valuation

00:23:35 - Practical Levers for Margin Expansion

00:26:00 - Working capital & quality improvements: how long for impact?

00:27:31 - How does debt-equity structure help enhance value?

00:29:07 – Does IP/Brand/Intangibles play a role in SME/startup valuation?

00:33:00 - Revealing Hidden Potential in the Business

00:35:50 - What kind of enhancement can CFOs drive for non-tech SMEs

00:40:39 - Does valuation work differently in M&A/buyouts/IPOs?

00:44:22 - Timing and Strategy for Business Valuation

00:46:56 - What guidance would you give to MSMEs that ignore valuation?

MSMEs & startups are looking for various kinds of supports & upgrade. Are you a Product, Service Provider, Expert, Advisor, Consultant, Mentor for MSMEs/Startups? Reach out to MSME TALK to list your business. Fill the form to help us reach out to you.

Hey MSME TALK listeners! Hope you have not missed subscribing to our newsletter for the latest news, blogs, and podcast updates. We don’t spam your inbox , hence we have highest rate of letter opening in Industry. Subscribe here for Newsletter.

MSME TALK Podcast enters Peak Ranking Chart of 20+ Countries in the Apple Podcast Country Entrepreneurship Category.

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Guest: Anmol Bohre, Co-Founder – Enigma Automobiles

Is India’s electric vehicle (EV) revolution only for big players and urban markets? Not really. In this episode of MSME TALK®, we sit down with Anmol Bohre, Co-founder of Enigma Automobiles, to understand how Tier 2 and 3 towns are unexpectedly leading EV demand — and what role MSMEs can play in this fast-evolving sector.

This conversation is part of our MSME DAY 2025 series, in which we bring data-backed insights, trends, ground realities and actionable guidance for MSMEs and entrepreneurs from key industry voices.

Anmol Bohre is Co-Founder of Enigma Automobiles which manufactures Electric 2 wheelers. Enigma Automobiles is profitable MSME since a decade.

Time Stamp
00:00:00 – Introduction

00:02:00 – Why smaller cities are unexpectedly leading EV adoption in India
00:03:30 – Can MSMEs actually enter EV manufacturing? Here’s where the opportunity lies

00:05:01 – Vendor readiness for MSME EV manufacturers

00:07:51 – Opportuniites for Vendors of MSME EV manufacturers

00:09:30 – Govt which helped you and your suggestions for govt
00:11:27 – Current hurdles for EV MSME manufacturer and suggestion for govt

00:15:00 – What the future holds for MSMEs in EV ecosystem

Send request for Insight Booklet:https://wa.me/918097665085

Host: Tripti Sharma
Founder, MSME TALK® | Executive Coach
LinkedIn: https://www.linkedin.com/in/tripti-sharma-/

About MSME TALK®:
MSME TALK® is a unique platform that serves as a hub for knowledge, information, connections, and curated content. It bridges the gap between MSMEs, experts, and solution providers by offering data-driven insightful conversations that help businesses grow.

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