What happens when the people teaching our children can't afford to live in the communities where they work?

In this episode, the Brad sits down with local teacher Paris Dosch, for an honest and deeply personal conversation about teacher salaries, the rising cost of living, and the financial and emotional challenges facing educators across the country.

This isn't just a conversation about teacher salaries. It's about what happens when passion for a career collides with the realities of rent, mortgages, groceries, transportation, student loans, and saving for the future.

· What The Average Teacher Makes In The US (2:45)

· Most Teachers Have Seconds Jobs (8:15)

· Why We Pay Teachers Less As A Country (14:30)

· Extra Costs Teachers Pay (19:45)

· Summers Aren't Free Time (27:00)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

W-2 or 1099: which one is actually better for you? The real answer…it depends.

In this episode, we're breaking down the key differences between W-2 employees and 1099 independent contractors and explore the pros and cons of each option. If you've ever been offered the choice between staying on payroll or working as a contractor, understanding the financial and practical differences can make a major impact on your bottom line.

So, were discussing everything from taxes and benefits to job security, flexibility, retirement savings, health insurance, and take-home pay, while explaining why a higher 1099 rate doesn't necessarily mean you're coming out ahead.

· Pros Of A W2 Job (2:00)

· Your Values Will Change Over Time (7:15)

· Pros Of 1099 Work (9:45)

· Cons Of 1099 Work (13:30)

· Busting Myths About 1099 Vs W2 (18:00)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Nearly 48 million Americans struggle with addiction or substance, but only a fraction receive the treatment they need to get sober. That's because all too often the treatment they need comes at a cost that most can't afford. For many facing this reality lives are being lost and ruined because the system is broken.

In this episode, the Brad sits down with Marcos Guillen, founder of OUR HOUSE Recovery Homes in Woodland Hills, California, for an honest conversation about the state of drugs and addiction in America today.

Marcos shares his perspective from working directly with people in recovery and discusses the realities facing individuals and families struggling with substance abuse and addiction, revealing why getting sober can be so difficult, how much addiction treatment and recovery can cost, and shares his thoughts on how we might be able to fix the system to better help those that desperately need it.

· A Rise In Addiction With Rise In Mental Illness (2:45)

· The Dangers Of Fentanyl (9:30)

· Are High End Rehab Facilities Worth It? (14:45)

· Who Pays For Addiction Treatments (17:30)

· How To Fix A Broken System (25:30)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett