From restaurants and coffee shops to takeout counters and self-checkout screens, tipping seems to be everywhere—and most Americans have had enough.

In this episode, we're taking a closer look at the tipping culture in the United States, why it has become so pervasive, and whether the current system actually benefits the people it was supposedly designed to help.

The conversation isn't about being cheap or refusing to reward great service. It's about asking a bigger question: Should customers be responsible for determining workers' compensation every time they buy something?

· Worst Places That Asked For A Tip (2:15)

· Businesses Are Putting Costs Onto Consumers (6:00)

· Tipping Guilt Is Real (9:00)

· Can Cause Mistreatment Of Workers (14:15)

· When And When Not To Tip (18:30)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

What happens when the people teaching our children can't afford to live in the communities where they work?

In this episode, the Brad sits down with local teacher Paris Dosch, for an honest and deeply personal conversation about teacher salaries, the rising cost of living, and the financial and emotional challenges facing educators across the country.

This isn't just a conversation about teacher salaries. It's about what happens when passion for a career collides with the realities of rent, mortgages, groceries, transportation, student loans, and saving for the future.

· What The Average Teacher Makes In The US (2:45)

· Most Teachers Have Seconds Jobs (8:15)

· Why We Pay Teachers Less As A Country (14:30)

· Extra Costs Teachers Pay (19:45)

· Summers Aren't Free Time (27:00)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

W-2 or 1099: which one is actually better for you? The real answer…it depends.

In this episode, we're breaking down the key differences between W-2 employees and 1099 independent contractors and explore the pros and cons of each option. If you've ever been offered the choice between staying on payroll or working as a contractor, understanding the financial and practical differences can make a major impact on your bottom line.

So, were discussing everything from taxes and benefits to job security, flexibility, retirement savings, health insurance, and take-home pay, while explaining why a higher 1099 rate doesn't necessarily mean you're coming out ahead.

· Pros Of A W2 Job (2:00)

· Your Values Will Change Over Time (7:15)

· Pros Of 1099 Work (9:45)

· Cons Of 1099 Work (13:30)

· Busting Myths About 1099 Vs W2 (18:00)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Nearly 48 million Americans struggle with addiction or substance, but only a fraction receive the treatment they need to get sober. That's because all too often the treatment they need comes at a cost that most can't afford. For many facing this reality lives are being lost and ruined because the system is broken.

In this episode, the Brad sits down with Marcos Guillen, founder of OUR HOUSE Recovery Homes in Woodland Hills, California, for an honest conversation about the state of drugs and addiction in America today.

Marcos shares his perspective from working directly with people in recovery and discusses the realities facing individuals and families struggling with substance abuse and addiction, revealing why getting sober can be so difficult, how much addiction treatment and recovery can cost, and shares his thoughts on how we might be able to fix the system to better help those that desperately need it.

· A Rise In Addiction With Rise In Mental Illness (2:45)

· The Dangers Of Fentanyl (9:30)

· Are High End Rehab Facilities Worth It? (14:45)

· Who Pays For Addiction Treatments (17:30)

· How To Fix A Broken System (25:30)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Are you making more money but somehow ending up with less of it? If so, you might be falling prey to lifestyle creep, a financial pitfall where earning more money can actually make it easier to spend more, save less, and become financially stretched. From upgrading your home and car to eating out more, taking expensive vacations, and increasing everyday spending, lifestyle inflation can happen so gradually that you may not even realize you're falling into the trap.

In this episode, we're discussing practical strategies for avoiding lifestyle creep, including how to recognize the warning signs, and controlling spending as your income increases so that making more money doesn't make you broke.

· The Stealth Cost Of Success (1:30)

· Contentment Vs Complacency (4:15)

· What Is Status Signaling (7:45)

· Find What You Truly Value (14:15)

· When In Doubt Take A Spending Break (20:15)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Can a podcast actually make you money, or is it just an expensive hobby with microphones?

In this episode, Brad sits down with Kimberly Lovi, CEO and founder of Iconic Nation Media, a full-service strategic branding and marketing agency that helps people use podcasts to build their brands, businesses, and personal wealth.

Kimberly shares her expertise on the business of podcasting, including how to start a podcast, how to determine whether podcasting is right for you, and how entrepreneurs, professionals, and business owners can turn a podcast into a powerful tool for brand building, marketing, networking, and wealth creation.

· Why A Business Owner Would Have A Podcast (4:30)

· Monetize Indirectly With Sales Funnels (9:15)

· People Still Want Authentic Voices (16:45)

· Can Have A Podcast On A Budget (20:30)

· A Good Timeline For A Podcast (26:15)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Could AI replace your job? Artificial intelligence is changing the workplace faster than many people expected, and jobs that once seemed completely safe are now being transformed by automation and AI tools. But that doesn't necessarily mean your career is doomed.

In this episode, we discuss practical strategies, skill, and habits you can use to future-proof your career and make yourself harder to replace by AI. From developing uniquely human skills to learning how to work with AI instead of competing against it, this conversation offers practical advice for employees who want to stay ahead of the curve.

Key Moments:

• Create Value Over Individual Productivity (2:40)

• Don't Let The Game Beat You Twice (4:30)

• Concentrate Of Jobs That Make Judgements (8:15)

• Keep Learning New Skills (11:15)

• The Biggest Risk Is Standing Still (16:30)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

We have one of the most successful real estate agents in Southern California in the studio today, Jordan Cohen. Jordan has represented over 150 professional athletes, as well as numerous actors, entertainers, and Hollywood executives, and has been featured in many publications, Variety, the LA Times, and ESPN to name a few. He's going to be giving us an inside look at the Luxury Home Market of the Ultra-Wealthy, and sharing the selling tips that he used to build his business and make him one of the most successful real estate agents in the world.

Must Watch Moments:

• What Luxury Home Buyers Are Looking For (2:40)

• How To Take Your Business To The Next Step (7:30)

• How To Use Your Connections To Increase Business (12:15)

• Market Heavy In Your Target Area (16:30)

• Success Doesn't Happen Overnight (25:00)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett