Are you working hard but still not building real wealth?

In this powerful financial literacy training, I share the exact wealth-building principles wealthy families use to create financial security, financial freedom, and generational wealth — especially for women of color.

In this video, you’ll learn: ✔️ How to build wealth strategically ✔️ Why traditional financial advice often fails women ✔️ The difference between saving vs true wealth building ✔️ How indexing and protected growth strategies work ✔️ Why wealthy families focus on tax efficiency and legacy ✔️ How to create financial security for yourself and your family ✔️ The 4-part wealth building blueprint ✔️ Why starting early matters when building wealth ✔️ How to protect your income while growing your money

I also share my personal journey from growing up in poverty to becoming a financial educator helping women create financial independence and generational wealth.

If you are serious about: - financial freedom - passive income - wealth building - retirement planning - financial literacy - money mindset - legacy wealth - building assets - escaping paycheck-to-paycheck living

…then this training is for you.

👇 BOOK A FREE STRATEGY CALL https://tidycal.com/joyrowland/money-coaching-coffee-chat

👇 CONNECT WITH ME Instagram: https://www.instagram.com/joy.rowland_/ Website: https://www.joyrowland.com/ LinkedIn: https://www.linkedin.com/in/joyrowland/

#wealthbuilding #womenofcolor #financialfreedom #generationalwealth #moneymindset #financialliteracy #wealth #passiveincome #investingforwomen #retirementplanning

YOUTUBE CHAPTERS / TIMESTAMPS 00:00 Introduction & Welcome 00:30 Why This Wealth Training Matters 01:28 My Story: From Poverty to Financial Freedom 03:48 Moving to the UK & Overcoming Challenges 05:16 Becoming Top of The Class 06:15 Why Women Struggle Financially 07:43 Financial Literacy & Dave Ramsey Training 09:12 Why Traditional Wealth Strategies Fail Women 10:34 The Truth About Building Generational Wealth 13:26 What Real Wealth Actually Looks Like 16:19 The 4-Part Wealth Building Blueprint 17:18 How Financial Security Is Created 20:14 Why You Cannot Afford to Wait 23:55 Understanding Risk & Money Growth 26:25 How Taxes Affect Your Wealth 27:55 The Wealth Building Strategy Explained 33:17 How Indexed Growth Strategies Work 35:13 Why Most Families Never Learn This 36:35 Who This Strategy Is For 38:32 Why This Blueprint Exists 39:59 Free Wealth Strategy Call Invitation 42:57 Final Thoughts

Many women silently struggle with financial stress, shame, comparison, and the feeling of being “behind” in life — even while working hard and earning a decent income.

In this episode, I break down the REAL reasons women feel financially behind and shares practical steps to build financial confidence, peace, and long-term wealth.

You’ll learn: ✔ Why women often start financial education later in life ✔ How social media comparison destroys financial confidence ✔ The hidden emotional impact of money shame ✔ Why high income does NOT always equal financial peace ✔ Smart investing concepts like dollar-cost averaging & indexing ✔ How financially successful women think differently ✔ Action steps to reset your financial future starting today

This episode is for every woman who wants to stop surviving financially and start building lasting wealth, freedom, and legacy.

👇 BOOK A FREE FINANCIAL COFFEE CHAT WITH ME: https://tidycal.com/joyrowland/money-coaching-coffee-chat

👇 CONNECT WITH ME Instagram: https://www.instagram.com/joy.rowland_/ Website: https://www.joyrowland.com/ LinkedIn: https://www.linkedin.com/in/joyrowland/

💬 COMMENT BELOW: What’s one financial goal you’re focusing on this year?

👍 If this episode helped you, LIKE, SUBSCRIBE & SHARE with another woman who needs this message.

#WomenAndMoney #FinancialFreedom #PersonalFinance #WomenEmpowerment #WealthBuilding #FinancialLiteracy #MoneyMindset #InvestingForWomen #FinancialPeace #financialconfidence

YOUTUBE CHAPTERS / TIMESTAMPS 00:00 Introduction 00:29 Why So Many Women Feel Financially Behind 00:57 Women Carry More Than Financial Pressure 01:27 The Hidden Shame Around Money 01:54 Why Women Start Financial Education Late 02:52 Women & Financial History Explained 03:21 Generational Money Patterns 03:47 Money Avoidance & Financial Anxiety 04:46 Financial Dependency Conditioning 06:13 Women Becoming Breadwinners 06:43 Fear of Investing & Losing Money 07:13 Social Media & Comparison Culture 08:42 The Illusion of Wealth Online 09:12 Motherhood & Career Penalties 10:05 Lower Lifetime Earnings for Women 10:34 Why Responsibilities Delay Wealth Building 11:04 High Income Doesn’t Equal Financial Peace 12:03 The Pressure to “Look Wealthy” 12:33 How Shame Keeps Women Financially Stuck 13:32 What Financially Successful Women Do Differently 13:55 Confidence Comes After Action 14:25 Building Financial Awareness 14:53 Learning to Invest Smartly 15:50 Retirement & Long-Term Wealth 16:47 Momentum Over Perfection 17:16 The Power of Consistent Investing 18:12 Redefining Success & Wealth 19:08 Practical Financial Reset Steps 20:31 Stop Comparing Your Timeline 20:49 Calculate Your Financial Reality 21:45 Know Your Net Worth 22:14 Choose One Financial Goal 23:10 Weekly Money Dates 23:40 You Are Not Too Late 24:38 Free Financial Planning Support 25:37 Building Generational Wealth 26:08 Final Encouragement

In this powerful episode of the Next Level Women Podcast, I sit down with author, self-care advocate, entrepreneur, and literary artist NaKeesa Marie for an inspiring conversation about self-care, journaling, healing, mental wellness, entrepreneurship, and why women must stop putting themselves last.

NaKeesa shares her deeply personal story of surviving a life-threatening health crisis, how it transformed her approach to self-care, and why she created her guided self-care journals for women, teens, and children.

We also discuss: ✔ Why women struggle with self-care ✔ Mental health and emotional wellness ✔ Self-love and journaling ✔ Entrepreneurship and burnout ✔ Why self-care is a human right ✔ Healing from stress and overwhelm ✔ How journaling can transform your life ✔ Prioritizing yourself without guilt

This conversation is especially powerful for women entrepreneurs, mothers, caregivers, and anyone feeling emotionally exhausted or overwhelmed.

✨ “You deserve self-care because you exist.” — NaKeesa Marie

👇 Connect with NaKeesa

🌐 Website: www.nakeesamarie.com

📚 Guided Journals: www.nakeesamarie.com

🛒 Books and Journals: https://www.nakeesamarie.com/category/all-products

Instagram - https://www.instagram.com/nakeesamarie/

👇 CONNECT WITH JOY ROWLAND

https://www.joyrowland.com/ https://www.instagram.com/joy.rowland_/ LinkedIn: https://www.linkedin.com/in/joyrowland/

💬 If this episode encouraged you, leave a COMMENT and share your biggest takeaway.

👍 Like this video 🔔 Subscribe for more empowering conversations for women 📤 Share this with someone who needs this message today

#SelfCare #MentalHealth #WomenEmpowerment #Journaling #SelfLove #NekisaMarie #WomenEntrepreneurs #HealingJourney #PersonalDevelopment #PodcastInterview

TIMESTAMPS / CHAPTER MARKERS

00:00 – Welcome & Introduction 00:57 – Who Is Nekisa Marie? 03:04 – Why Self-Care Became Her Mission 04:22 – Creating Guided Self-Care Journals 06:13 – Why Women Struggle With Self-Care 08:33 – How Self-Care Impacts Family & Relationships 10:01 – Surviving a Life-Threatening Health Crisis 13:14 – What REAL Self-Care Looks Like 14:39 – How the Journal Was Created 19:11 – Journaling & Self-Reflection 21:36 – The Meaning Behind the Images in the Journal 24:24 – Why Women Don’t Need to “Earn” Self-Care 26:19 – Upcoming Retreats & Workshops 29:18 – Mental Health & Emotional Wellness 30:09 – Where to Buy the Guided Journals 31:37 – Joy Shares Her Experience With the Journal 34:25 – Rewiring Negative Self-Talk 36:45 – Self-Care for Women Entrepreneurs 39:02 – Self-Care & Physical Health 40:57 – Final Advice for Women 43:26 – How to Connect With Nekisa Marie 44:22 – Upcoming Workshops & Book Tours 44:51 – Final Thoughts & Closing