What if the life you’re living right now… isn’t the final version?

In this episode, Penny sits down with Diane Farber — her neighbor, friend, and a woman who proves that reinvention doesn’t have an expiration date.

Diane shares her journey from social worker to financial advisor, building a career from scratch in her 40s, and then starting over again in a brand new community in her 80s. Her story is layered with courage, curiosity, and the kind of wisdom that only comes from doing the thing, even when it’s uncomfortable.

This conversation is also a gentle (and sometimes not-so-gentle) nudge for women to take ownership of their financial future. Because being “taken care of” isn’t the same as being informed.

In this episode:

• What it really takes to reinvent yourself at any stage of life
• The courage behind changing careers later in life
• Why fear doesn’t mean stop; it means GO
• The importance of financial literacy for women
• What happens when you don’t understand your money
• How to stay curious, connected, and engaged as you age

If you’ve been waiting for the “right time” to make a change… this might be it.

When’s the last time you did something just for YOU? 🍷✨
Wine Camp 2026 is your chance to escape, sip fabulous local wines, cruise at sunset, laugh around the fire pit, and soak up the magic of New York’s Finger Lakes.

📍 Dates: July 30–August 2, 2026
🏡 Spots are limited, so grab yours now: https://www.pennyforyourshots.com/winecamp

Bring your besties or come solo—you’ll leave with new favorites either way. Wine Camp 2026 is calling. Are you in?

Want support growing your business? Book a free Discovery Call with Penny: https://tidycal.com/pennyforyourshots/discovery-call

Wine Camp 2026: Join the list or save your spot:
https://www.pennyforyourshots.com/winecamp

Become an Insider for weekly updates, tips, inspiration, and episode extras:
https://www.pennyforyourshots.com/insider

Love cocktails + community? Join the Sipper Club:
https://www.pennyforyourshots.com/sip

Explore all things Penny: coaching, podcast, events, & more:
https://www.pennyforyourshots.com

Follow Penny on Instagram: @penny4yourshots
Or on Facebook: Penny (Kuhlers) Fitzgerald

What if your hormones weren’t the problem, but instead were the key to everything?

In this episode, I sit down with Dr. Aumatma Simmons, a naturopathic doctor who’s spent nearly 20 years studying hormones, fertility, and the deeper wisdom of the female body.

We talk about why so many women feel burned out trying to keep up with systems designed for men—and how understanding your natural cycle can change the way you live, work, and make decisions.

This conversation is both validating and eye-opening. If you’ve ever felt “off,” exhausted, or out of sync with your life… your body might not be failing you. It might be trying to guide you.

In this episode:

• Why hormones have been misunderstood (and mislabeled) for years
• The real reason women experience burnout
• What it means to live a “fertile lifestyle”
• How toxins, mindset, and stress impact your body
• Why intuition is deeply connected to your physiology
• The difference between men’s 24-hour cycle and women’s 28-day rhythm

Key Topics:

• Hormonal health for women
• Burnout and energy cycles
• Intuition and body awareness
• Fertility and lifestyle
• Women’s leadership and energy

To connect with Dr. Aumatma:

Website: https://holisticfertilityinstitute.com/hormonal

Instagram: @holisticfertilitydoctor

When’s the last time you did something just for YOU? 🍷✨
Wine Camp 2026 is your chance to escape, sip fabulous local wines, cruise at sunset, laugh around the fire pit, and soak up the magic of New York’s Finger Lakes.

📍 Dates: July 30–August 2, 2026
🏡 Spots are limited, so grab yours now: https://www.pennyforyourshots.com/winecamp

Bring your besties or come solo—you’ll leave with new favorites either way. Wine Camp 2026 is calling. Are you in?

Want support growing your business? Book a free Discovery Call with Penny: https://tidycal.com/pennyforyourshots/discovery-call

Wine Camp 2026: Join the list or save your spot:
https://www.pennyforyourshots.com/winecamp

Become an Insider for weekly updates, tips, inspiration, and episode extras:
https://www.pennyforyourshots.com/insider

Love cocktails + community? Join the Sipper Club:
https://www.pennyforyourshots.com/sip

Explore all things Penny: coaching, podcast, events, & more:
https://www.pennyforyourshots.com

Follow Penny on Instagram: @penny4yourshots
Or on Facebook: Penny (Kuhlers) Fitzgerald

If the word “budget” makes you want to pour a glass of wine at 9am… stay with me.

This conversation with the Budget Besties is not about restriction. It’s about freedom.

Shana and Vanessa are on a mission to take the shame out of money and replace it with simple, real-life systems that actually work. Because most women aren’t bad with money... they’ve just never been shown how to manage it in a way that fits their life.

And the best part? You don’t have to give up the things you love to make it work.

In this episode:

• Why budgeting has such a heavy emotional charge for so many women
• The difference between a budget and a system
• How to simplify, separate, and automate your money
• Real client stories that show what’s actually possible
• How to create space for the things that matter most to you

Key Topics:

• Money shame and mindset
• Simple budgeting systems
• Organizing your finances
• Spending without guilt
• Women and financial empowerment

Resources & Links:

• Budget Besties system: https://budgetbesties.com/penny

When’s the last time you did something just for YOU? 🍷✨
Wine Camp 2026 is your chance to escape, sip fabulous local wines, cruise at sunset, laugh around the fire pit, and soak up the magic of New York’s Finger Lakes.

📍 Dates: July 30–August 2, 2026
🏡 Spots are limited, so grab yours now: https://www.pennyforyourshots.com/winecamp

Bring your besties or come solo—you’ll leave with new favorites either way. Wine Camp 2026 is calling. Are you in?

Want support growing your business? Book a free Discovery Call with Penny: https://tidycal.com/pennyforyourshots/discovery-call

Wine Camp 2026: Join the list or save your spot:
https://www.pennyforyourshots.com/winecamp

Become an Insider for weekly updates, tips, inspiration, and episode extras:
https://www.pennyforyourshots.com/insider

Love cocktails + community? Join the Sipper Club:
https://www.pennyforyourshots.com/sip

Explore all things Penny: coaching, podcast, events, & more:
https://www.pennyforyourshots.com

Follow Penny on Instagram: @penny4yourshots
Or on Facebook: Penny (Kuhlers) Fitzgerald