In episode 106, Julianna shares what she has noticed in conversations with creative and service-based business owners whose revenue looks steady but who still feel uncertain about their finances. She explains that the issue is often not fear or a crisis but a lack of clear, practical understanding of what the numbers show about profitability, cash flow and pricing sustainability. The episode outlines a simple progression: measure the few core numbers that tell the truth, make small adjustments where things are not working (such as outdated pricing, low-margin services and unnecessary costs), and then plan forward with intention using clearer forecasting and decision-making. Julianna explains how this builds financial self-trust over time and supports creativity by reducing low-level worry. She also discusses technology and AI, noting that tools only strengthen what is already there, so clean bookkeeping, simple workflows and intentional integrations matter most. The focus is on sustainability as well as profitability, so the business supports the life the owner wants. Julianna shares quotes from James Ashford and James Wedmore to emphasise that decisions have consequences and should be checked against the question, “Does this support the life I’m committed to create?” She encourages listeners to start small by opening their reports, observing revenue sources, margins and cash position, and asking one thoughtful question. She invites anyone who wants support to message her on Instagram at Horizon accounts.

00:00 Episode 106: When the Numbers Finally Start Making Sense

00:40 The Hidden Uncertainty Behind “Doing Well”

02:29 Shift #1: Measure What Matters (Core Metrics That Tell the Truth)

03:23 Shift #2: Adjust What Isn’t Working (Pricing, Services, Expenses)

04:26 Plan Forward: Forecasting, Hiring, and Decisions With Confidence

05:26 Building Financial Self-Trust (And Why Creatives Need Stability)

06:38 Tech & AI in 2026: Automation Only Works With Clean Foundations

07:29 Profit vs. Sustainability: Clarity That Supports Your Life

08:21 Small Steps + Two Guiding Questions (Work-Life Balance & Consequences)

10:48 Wrap-Up: Choose Clarity, Get Support, and Keep Going

If you are listening to this podcast, chances are you are already on your way to exploring your numbers with a desire to understand and master your business finances, realising the transformative power that numbers hold for your business success.

Complete our FREE ‘Business Health Check’ form to give you insights into where you’re strong or weak in your business, where there are opportunities to improve, how your business is performing in terms of profitability, cash and time.

Where to find us:

Available on all major podcast platforms: Apple Podcasts, Spotify, Youtube and Amazon.

Subscribe on your favourite podcast app to stay in the loop with every insightful episode.

If you’d like to find out more about Julianna and her business, visit www.horizonaccounts.com.au or follow her on LinkedIn and Instagram @horizonaccounts or

In episode 105, the focus is on business finance trends for 2026, particularly for small to medium-sized businesses in Australia. Julianna discusses the evolving challenges and priorities for business owners, emphasising the need for proactive financial management. Key topics include the importance of forward-looking questions, cashflow planning, regular financial reviews, and utilising technology and AI wisely. Julianna also highlights the significance of strategic planning and maintaining up-to-date books to ensure stability and confidence in decision-making. The episode concludes with practical steps to help business owners create a more manageable and supportive business environment.

00:00 Introduction to Business Finance Trends in 2026

00:58 The Shift in Business Owner Concerns

03:33 The Importance of Cashflow Planning

05:05 Pricing Strategies in 2026

06:40 Leveraging Technology and AI

07:53 Compliance and Data Security

08:44 Strategic Financial Planning

10:24 Practical Steps for 2026

11:14 Conclusion and Final Thoughts

If you are listening to this podcast, chances are you are already on your way to exploring your numbers with a desire to understand and master your business finances, realising the transformative power that numbers hold for your business success.

Complete our FREE ‘Business Health Check’ form to give you insights into where you’re strong or weak in your business, where there are opportunities to improve, how your business is performing in terms of profitability, cash and time.

Where to find us:

Available on all major podcast platforms: Apple Podcasts, Spotify, Youtube and Amazon.

Subscribe on your favourite podcast app to stay in the loop with every insightful episode.

If you’d like to find out more about Julianna and her business, visit www.horizonaccounts.com.au or follow her on LinkedIn and Instagram @horizonaccounts or book a free 30 minute Business Diagnostic Review Call.

Stay tuned for the next episode of Prosperity of the Horizon, the podcast that transforms businesses through the power of numbers and the story behind them.

In episode 104, Julianna welcomes listeners to the year 2026 after a hiatus. She discusses the importance of building businesses that enhance life rather than detract from it, based on three personal guiding words: alignment, simplicity and life. Julianna shares her reflections on prioritising mental and physical health, making intentional business decisions and simplifying systems to support living well. She emphasises the significance of understanding business numbers for informed decision-making and encourages listeners to adopt small, consistent changes to align their businesses with their desired lifestyles. Using a personal story about her father's hospitalisation, she underscores the value of being present in life’s important moments and maintaining a business that allows for such flexibility. The episode closes with practical steps for simplifying business processes and improving financial clarity.

00:00 Welcome to 2026: Designing a Life-Supporting Business

01:06 Personal Intentions for 2026: Alignment, Simplicity and Life

03:24 The Challenges of 2025 and the Importance of Business Alignment

05:09 A Personal Story: The Importance of Clarity and Numbers

09:21 Practical Steps for a Balanced Business and Life

13:01 Living Intentionally in 2026 and Beyond

15:20 Final Thoughts and Encouragement

If you are listening to this podcast, chances are you are already on your way to exploring your numbers with a desire to understand and master your business finances, realising the transformative power that numbers hold for your business success.

Complete our FREE ‘Business Health Check’ form to give you insights into where you’re strong or weak in your business, where there are opportunities to improve, how your business is performing in terms of profitability, cash and time.

Where to find us:

Available on all major podcast platforms: Apple Podcasts, Spotify, Youtube and Amazon.

Subscribe on your favourite podcast app to stay in the loop with every insightful episode.

If you’d like to find out more about Julianna and her business, visit www.horizonaccounts.com.au or follow her on LinkedIn and Instagram @horizonaccounts or book a free 30 minute Business Diagnostic Review Call.

Stay tuned for the next episode of Prosperity of the Horizon, the podcast that transforms businesses through the power of numbers and the story behind them.

In this episode of 'Prosperity on the Horizon,' Julianna discusses the behind-the-scenes work bookkeepers do to prepare for the festive season. She shares her personal holiday plans and explains the importance of maintaining accurate accounts even during the holidays. Julianna provides practical tips for business owners to help support their bookkeepers, ensuring a smoother year-end wrap-up. She also introduces a 'Three Week Business Reset' program to help businesses start the new year with clarity and confidence. The episode concludes with holiday wishes and a heads-up about the podcast's break, with a promise to return refreshed in the new year.

00:00 Introduction and Festive Season Plans

01:35 Behind the Scenes: Bookkeeping During the Holidays

02:29 Month-End Processes and Business Health

04:28 How Business Owners Can Support Bookkeeping

06:04 The Importance of Clean Books

07:03 Encouragement and Resources for Business Owners

08:22 Conclusion and Holiday Wishes

If you are feeling like you’re doing everything but nothing seems to work, it’s crucial to get your business back on track. If you are ready to master the ability to use your numbers for maximising your profit and cash in your business, be the first to be notified about our ‘3-Week Business Reset’ and start building your dream business and life!

We will continue to cover topics that matter most to you - from unlocking profit opportunities to simplifying financial processes.

If you are listening to this podcast, chances are you are already on your way to exploring your numbers with a desire to understand and master your business finances, realising the transformative power that numbers hold for your business success.

To help you on your journey of building a thriving business with healthy cash flow, I’ve published a podcast series (Episodes 1-8) to highlight the biggest mistakes that prevent businesses from succeeding. To assist you in maintaining a healthy cash flow in your business, I walk you through The 7 Deadly Cash Flow Sins and give you tips and strategies on how to overcome them.

You can grab a free copy of my e-book ‘The Seven Deadly Cash Flow Sins’ right here, right now.

Is your business making money but your bank account doesn’t show it? Use this FREE 7-Point ‘Plug the Profit Leaks’ Checklist to fix the gaps, take back control and start paying yourself with confidence.

Download our SMART GOAL SETTING guide which will help you achieve your business dreams in 2025!

STOP wasting money and start using this

In this episode of 'Prosperity On The Horizon,' Julianna breaks down how to evaluate the profitability of your business by examining key financial metrics. She emphasises the importance of understanding revenue, gross profit, payroll costs, operating expenses, accounts receivable, and net profit. Julianna provides practical tips for interpreting these numbers to ensure your business is healthy and sustainable. She also highlights the importance of regular financial reviews and offers a sneak peek into the 'Three Week Business Reset' programme to help business owners gain financial clarity and confidence for 2026.

00:00 Introduction and Episode Overview

00:18 Understanding Your Business Numbers

01:35 Revenue: The Top Line

02:29 Gross Profit: Digging Deeper

03:41 Payroll Costs: Managing Your Team

04:52 Operating Expenses: Keeping Control

07:48 Accounts Receivable: Ensuring Cash Flow

09:50 Net Profit: The Bottom Line

11:53 Conclusion and Next Steps

If you are feeling like you’re doing everything but nothing seems to work, it’s crucial to get your business back on track. If you are ready to master the ability to use your numbers for maximising your profit and cash in your business, be the first to be notified about our ‘3-Week Business Reset’ and start building your dream business and life!

We will continue to cover topics that matter most to you - from unlocking profit opportunities to simplifying financial processes.

If you are listening to this podcast, chances are you are already on your way to exploring your numbers with a desire to understand and master your business finances, realising the transformative power that numbers hold for your business success.

To help you on your journey of building a thriving business with healthy cash flow, I’ve published a podcast series (Episodes 1-8) to highlight the biggest mistakes that prevent businesses from succeeding. To assist you in maintaining a healthy cash flow in your business, I walk you through The 7 Deadly Cash Flow Sins and give you tips and strategies on how to overcome them.

You can grab a free copy of my e-book ‘The Seven Deadly Cash Flow Sins’ right here, right now.

Is your business making money but your bank account doesn’t show it? Use this FREE 7-Point ‘Plug the Profit Leaks’ Checklist to fix the gaps, take back control and start paying yourself with confidence.

Download our SMART GOAL SETTING guide which will help you achieve your business dreams in 2025!

Welcome to episode 101 of Prosperity on the Horizon! Julianna introduces the '30 Days to Clarity' series to help business owners enhance their financial clarity through simple, actionable tips. This episode bundles the first five days of the series, covering practical advice on reconciling bank balances in Xero, assessing correct pricing for profitability, managing cash flow, improving profit strategies and handling unpaid invoices. Follow @horizonaccounts on Instagram for daily tips and join the priority list for the next round of the three-week business reset.

00:00 Introduction and Episode Overview

00:30 Upcoming Plans and Time Management

01:42 30 Days to Clarity Series Introduction

02:39 Bank Balance Management

03:51 Pricing for Profit

05:47 Avoiding Cashflow Mistakes

07:00 The Myth of Doing More for Profit

08:08 Managing Unpaid Invoices

09:48 Conclusion and Next Steps

If you are feeling like you’re doing everything but nothing seems to work, it’s crucial to get your business back on track. If you are ready to master the ability to use your numbers for maximising your profit and cash in your business, be the first to be notified about our ‘3-Week Business Reset’ and start building your dream business and life!

We will continue to cover topics that matter most to you - from unlocking profit opportunities to simplifying financial processes.

If you are listening to this podcast, chances are you are already on your way to exploring your numbers with a desire to understand and master your business finances, realising the transformative power that numbers hold for your business success.

To help you on your journey of building a thriving business with healthy cash flow, I’ve published a podcast series (Episodes 1-8) to highlight the biggest mistakes that prevent businesses from succeeding. To assist you in maintaining a healthy cash flow in your business, I walk you through The 7 Deadly Cash Flow Sins and give you tips and strategies on how to overcome them.

You can grab a free copy of my e-book ‘The Seven Deadly Cash Flow Sins’ right here, right now.

Is your business making money but your bank account doesn’t show it? Use this FREE 7-Point ‘Plug the Profit Leaks’ Checklist to fix the gaps, take back control and start paying yourself with confidence.

Download our SMART GOAL SETTING guide which will help you achieve your business dreams in 2025!

STOP wasting money and start using this simple tool to track and cut...

In the 100th episode of Prosperity on the Horizon, Julianna reflects on the journey of the podcast and its mission to help business owners create calm, profitable, and sustainable businesses. She emphasises the importance of understanding finances, shares key learnings and highlights stories of client successes. The episode encourages business owners to take control of their numbers, offers insights into achieving financial clarity and introduces the 3-Week Business Reset as a practical tool for continued growth.

00:00 Introduction: Celebrating 100 Episodes

00:41 Reflecting on the Journey

01:23 The Many Hats of a Business Owner

02:29 Understanding Your Numbers

03:55 Real Stories, Real Results

07:17 The Concept of Business Reset

09:04 Looking Ahead: Future Plans

If you are feeling like you’re doing everything but nothing seems to work, it’s crucial to get your business back on track. If you are ready to master the ability to use your numbers for maximising your profit and cash in your business, be the first to be notified about our ‘3-Week Business Reset’ and start building your dream business and life!

We will continue to cover topics that matter most to you - from unlocking profit opportunities to simplifying financial processes.

If you are listening to this podcast, chances are you are already on your way to exploring your numbers with a desire to understand and master your business finances, realising the transformative power that numbers hold for your business success.

To help you on your journey of building a thriving business with healthy cash flow, I’ve published a podcast series (Episodes 1-8) to highlight the biggest mistakes that prevent businesses from succeeding. To assist you in maintaining a healthy cash flow in your business, I walk you through The 7 Deadly Cash Flow Sins and give you tips and strategies on how to overcome them.

You can grab a free copy of my e-book ‘The Seven Deadly Cash Flow Sins’ right here, right now.

Is your business making money but your bank account doesn’t show it? Use this FREE 7-Point ‘Plug the Profit Leaks’ Checklist to fix the gaps, take back control and start paying yourself with confidence.

Download our SMART GOAL SETTING guide which will help you achieve your business dreams in 2025!

STOP wasting money and start using this simple tool to track and cut unnecessary business expenses. Download our Subscription Tracker...

In episode 99 of Prosperity on the Horizon, Julianna tackles the feeling of financial inadequacy in business. She explains that it’s never too late to fix your business finances, the pitfalls of comparing yourself to others and the importance of maintaining consistent financial habits. Julianna provides clear, actionable steps to help business owners regain control and confidence in their financial management. For those ready to take the next step, she introduces a three-week business reset programme. Join her next week for the special 100th episode.

00:00 Introduction: Why Everyone Seems To Have It Together But Me

01:05 Is It Too Late to Fix My Business Finances?

03:51 The Comparison Trap: Why Do Others Seem More Successful?

06:04 Staying Consistent with Financial Habits

07:53 Conclusion and Next Steps

If you are feeling like you’re doing everything but nothing seems to work, it’s crucial to get your business back on track. If you are ready to master the ability to use your numbers for maximising your profit and cash in your business, be the first to be notified about our ‘3-Week Business Reset’ and start building your dream business and life!

We will continue to cover topics that matter most to you - from unlocking profit opportunities to simplifying financial processes.

If you are listening to this podcast, chances are you are already on your way to exploring your numbers with a desire to understand and master your business finances, realising the transformative power that numbers hold for your business success.

To help you on your journey of building a thriving business with healthy cash flow, I’ve published a podcast series (Episodes 1-8) to highlight the biggest mistakes that prevent businesses from succeeding. To assist you in maintaining a healthy cash flow in your business, I walk you through The 7 Deadly Cash Flow Sins and give you tips and strategies on how to overcome them.

You can grab a free copy of my e-book ‘The Seven Deadly Cash Flow Sins’ right here, right now.

Is your business making money but your bank account doesn’t show it? Use this FREE 7-Point ‘Plug the Profit Leaks’ Checklist to fix the gaps, take back control and start paying yourself with confidence.

Download our SMART GOAL SETTING guide which will help you achieve your business dreams in 2025!

STOP wasting money and start using this simple tool to track and cut unnecessary business expenses. Download our Subscription Tracker Template which