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Second Home First

Second Home First

Written by: Second Home First
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 What if your 401(k) came with a fire pit and a lake view? Hosted by hospitality veteran and short-term rental expert, Katie Cline, Second Home First is a brand new podcast that explores an unconventional path to homeownership. For Katie, living in New York City made buying a home feel impossible, so she decided to flip the script and buy her ‘second home’ first. With renting now more affordable than owning in all 50 of the largest U.S. metros, buying any home–let alone a ‘second’ one–has never felt more out of reach. But Second Home First shows listeners how to make homeownership not only possible, but profitable by purchasing a vacation home that can double as a short-term rental—building wealth for tomorrow while providing a place to vacation for free today! What 401(k) can do that? As a 3x vacation home owner, Katie breaks down her proven strategy step by step, sharing actionable lessons each week so listeners can do it too. In addition to tactical solo episodes, the show will feature exclusive interviews with experts, real stories from people who’ve done it too, and Q&A coaching sessions with aspiring second home owners. Second Home First gives listeners the tools, insights, and inspiration to make their dream vacation home a reality.© 2025 Second Home First Economics Leadership Management & Leadership Personal Finance
Episodes
  • [REAL STORIES] How Two Vacation Homes Replaced a Six-Figure Salary

    [REAL STORIES] How Two Vacation Homes Replaced a Six-Figure Salary
    Jan 13 2026
    Imagine discovering that the thing that would unlock more freedom and flexibility for your family wasn’t scaling your business… but owning a vacation home. Today’s guest learned that firsthand when, instead of buying a primary home, she jumped into investing—and watched just two properties earn more in a year than her husband’s lucrative salary as a dentist. This Week’s Guest: Kacia Ghetmiri is the host of the wildly popular EmpowerHer podcast, which boasts more than 14 million downloads (!). Based in Denver, she and her husband were saving to buy a primary home when they decided to buy their second home first… or more accurately, homes. They wanted to invest in real estate to give their family more optionality in the future and to find a way to stop trading time for money. Tune in to learn: -Why surrounding yourself with people who are already doing what you want to do is the fastest way to prove it’s possible. -How creative financing can make owning a vacation home far more attainable than you think. -That YOU are your own target guest. -Why Kacia believes NOT investing in real estate is actually the riskiest move of all. Key links: –Subscribe to the free weekly newsletter: BuyYourSecondHomeFirst.com/#subscribe –Visit the website: BuyYourSecondHomeFirst.com –Follow on Instagram and TikTok: @BuyYourSecondHomeFirst –Find us on Substack: SecondHomeFirst.Substack.com –Say Hi! Hello@BuyYourSecondHomeFirst.com A Special Thank You To Our Sponsors: Lodgify: https://lodgify.com/?afmc=28y Use code SHF20 for an ADDITIONAL (!) 20% their yearly and bi-yearly plans Minoan: https://www.Minoan.com/SecondHome Use the link provided to sign up and receive a free $25 in credit. Turno: https://go.turno.com/second_home_first Use the link provided to get $25 off your first clean. Flytographer: https://www.Flytographer.com/SHF Use code SHF25 for $25 off your first shoot PriceLabs: https://hello.pricelabs.co/signup/?referral=secondhomefirst Use code SecondHomeFirst (all one word) for a 30-day free trial, plus $10 off your first invoice
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    33 mins
  • [EXPERT] 2026 Predictions: The Top Three Interior Design Trends to Watch

    [EXPERT] 2026 Predictions: The Top Three Interior Design Trends to Watch
    Jan 6 2026
    Are you dreaming of owning a vacation home that looks like it was pulled straight from the pages of Arch Digest? Today’s expert episode breaks down exactly how to design with intention, and shares our expert’s predictions of the top interior design trends for 2026. What type of vacation home owner would you be? Take the quiz to find out: BuyYourSecondHomeFirst.com/Quiz This Week’s Expert: Alex McBride is the Senior Brand Partnerships Manager at Minoan, a free platform that helps vacation-home owners furnish smarter and save on the brands they already love. In her role, Alex works closely with more than 180 premium home and lifestyle brands, giving her a front-row seat to the world of interior design. With her finger on the pulse of what’s in and what’s out, Alex helps translate industry trends into practical design decisions for second home owners. Tune in to learn: -The top interior design trends of 2025 -Expert predictions for the top three interior design trends of 2026 -Why vacation homes should be designed differently than primary residences -Why intentionality matters more than ever in vacation home design -The simple trick every owner should use before committing to design decisions -How to earn passive income by making your home shoppable Key links: –Subscribe to the free weekly newsletter: BuyYourSecondHomeFirst.com/#subscribe –Visit the website: BuyYourSecondHomeFirst.com –Follow on Instagram and TikTok: @BuyYourSecondHomeFirst –Find us on Substack: SecondHomeFirst.Substack.com –Say Hi! Hello@BuyYourSecondHomeFirst.com A Special Thank You To Our Sponsors: Lodgify: https://lodgify.com/?afmc=28y Use code SHF20 for an ADDITIONAL (!) 20% their yearly and bi-yearly plans Minoan: https://www.Minoan.com/SecondHome Use the link provided to sign up and receive a free $25 in credit. Turno: https://go.turno.com/second_home_first Use the link provided to get $25 off your first clean. Flytographer: https://www.Flytographer.com/SHF Use code SHF25 for $25 off your first shoot PriceLabs: https://hello.pricelabs.co/signup/?referral=secondhomefirst Use code SecondHomeFirst (all one word) for a 30-day free trial, plus $10 off your first invoice
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    34 mins
  • Five Resolutions to Make 2026 the Year You Buy a Vacation Home (That Pays for Itself!)

    Five Resolutions to Make 2026 the Year You Buy a Vacation Home (That Pays for Itself!)
    Dec 30 2025
    What if, a year from now, you were ringing in the New Year from your dream vacation home? One that builds equity, appreciates and grows your wealth, all while someone else is paying your mortgage. Oh, and gives you a place to vacation for free! Sign Up for the Live Masterclass to Help You Buy Your Second Home in 2026: https://secondhomefirst.kit.com/7a034eb70d On this episode of Second Home First, host Katie Cline walks you through exactly how to turn the idea of “someday” into a plan (and a purchase!) in 2026. Instead of vague resolutions, she shares five clear, doable steps that move you closer to owning a vacation home that fits your life and your finances. Katie also shares her own story of buying her second home first, providing listeners and viewers with the master plan she wishes she had when going through the process herself. Whether you’re just starting to dream or already dabbling on Zillow, this episode is your roadmap to make 2026 the year you buy your vacation home. Tune in to learn: -Why talking to a mortgage lender early is a power move -How to decide where to buy, and why your first choice may not be your final one -The biggest mistakes people make when it comes to understanding short-term rental regulations -How to find the right real estate agent -Why touring homes before you’re “ready” is one of the smartest steps you can take Download the free Starter Kit: https://www.buyyoursecondhomefirst.com/set-goals-that-work-for-you/starter-kit Vacation Home Owner Archetype Quiz: https://www.buyyoursecondhomefirst.com/quiz Where to Buy links: –WHERE Should You Buy a Vacation Home? A Step-By-Step Guide: https://podcasts.apple.com/us/podcast/where-should-you-buy-a-vacation-home-a-step-by-step-guide/id1849178409?i=1000737452794 –The Secret to Picking the Perfect Place For Your Vacation Home on Substack: https://secondhomefirst.substack.com/p/the-secret-to-picking-the-perfect Regulations links: –Download the Due Diligence Worksheet: https://www.buyyoursecondhomefirst.com/the-red-tape/due-diligence-worksheet –Download the Due Diligence Checklist: https://www.buyyoursecondhomefirst.com/the-red-tape/due-diligence-checklist –Is Renting Your Dream Vacation Home… Illegal? https://podcasts.apple.com/us/podcast/is-renting-your-dream-vacation-home-illegal/id1849178409?i=1000740372286 –Is Renting Your Vacation Home Even Legal? on Substack https://secondhomefirst.substack.com/p/is-renting-your-vacation-home-even Other key links: –Subscribe to the free weekly newsletter: BuyYourSecondHomeFirst.com/#subscribe –Visit the website: BuyYourSecondHomeFirst.com –Follow on Instagram and TikTok: @BuyYourSecondHomeFirst –Find us on Substack: SecondHomeFirst.Substack.com –Say Hi! Hello@BuyYourSecondHomeFirst.com A Special Thank You To Our Sponsors: Lodgify: https://lodgify.com/?afmc=28y Use code SHF20 for an ADDITIONAL (!) 20% their yearly and bi-yearly plans Minoan: https://www.Minoan.com/SecondHome Use the link provided to sign up and receive a free $25 in credit. Turno: https://go.turno.com/second_home_first Use the link provided to get $25 off your first clean Flytographer: https://www.Flytographer.com/SHF Use code SHF25 for $25 off your first shoot PriceLabs: https://hello.pricelabs.co/signup/?referral=secondhomefirst Use code SecondHomeFirst (all one word) for a 30-day free trial, plus $10 off your first invoice
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    28 mins
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