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The Adrian Tan Show

The Adrian Tan Show

Written by: Adrian Tan
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About this listen
 This is my podcast, where I speak with folks to explore the nuances of modern work and its idiosyncrasies. Beyond just the enablers and vendors transforming this space, I will also include intimate conversations with people navigating newfound career pivots. They have successfully transitioned to their new careers, and I hope to distil their ups and downs in this unstructured journey so the rest of us can learn from their best practices.

www.adriantan.com.sgAdrian Tan Careers Economics Personal Success
Episodes
  • Retirement Age Keeps Going Up. Who’s Holding the Remote?

    Retirement Age Keeps Going Up. Who’s Holding the Remote?
    Nov 10 2026
    Singapore's retirement age goes to 65 and re-employment age to 70 from 1 January 2029. That's the sixth change since 1993. But the number I'd actually watch is when your CPF payouts start.In this video I break it down as two dials. The job dial keeps turning. The money dial has been parked at 65. I go through the one time someone tried to touch CPF head-on (1984), why France strikes over retirement while Singapore queues for it, what re-employment really looks like, and why 2029 is the first time since 1999 that both dials line up.If CPF moved your payout age to 66, how would you even find out? Tell me in the comments.CHAPTERS0:00 Retirement age 65, re-employment age 70: what changed0:55 Part 1: The two dials2:39 Part 2: The one time someone touched CPF head-on5:01 Part 3: Quick detour: France6:19 Part 4: What re-employment looks like8:11 Part 5: The cliff and the ramp10:29 Part 6: So where does it end?12:50 Part 7: Allowed to retire, able to retire13:55 What to tell your auntieCORRECTIONSAt 0:34 I say "retirement age" twice. The 70 is the re-employment age, as the on-screen headline shows.At 2:02 I say "the retirement age is not linked to either the retirement or re-employment age." I meant the CPF payout age. The on-screen quote from the CPF Board has the right wording.SOURCESMOM: Report of the Tripartite Workgroup on Senior Employment (26 Oct 2026): https://www.mom.gov.sg/-/media/mom/documents/press-releases/2026/annex---twg-se-report.pdfMalay Mail: 65/70 from 2029: https://www.malaymail.com/news/singapore/2026/10/26/singapore-sets-new-retirement-age-at-65-re-employment-at-70-from-2029/240663CPF: Payout age not linked to retirement age: https://www.cpf.gov.sg/service/article/is-payout-eligibility-age-linked-to-retirement-or-reemployment-agesCPF: Payout eligibility age by year of birth: https://www.cpf.gov.sg/service/article/what-is-my-payout-eligibility-ageCPF: No change to payout eligibility age (2019): https://www.cpf.gov.sg/member/infohub/cpf-clarifies/clarifications/no-change-to-cpf-payout-eligibility-ageMustShareNews: How the CPF payout age changed since 1987: https://mustsharenews.com/cpf-minimum-sum-payouts/CPF: 2027 senior worker contribution rates: https://www.cpf.gov.sg/service/article/what-are-the-changes-to-the-cpf-contribution-rates-for-senior-workers-that-will-take-effect-from-1-january-2027CPF: Retirement sum attainment rates at 55: https://www.cpf.gov.sg/member/infohub/reports-and-statistics/cpf-statistics/retirement-statistics/retirement-sum-attainment-rates1984 Singaporean general election: https://en.wikipedia.org/wiki/1984_Singaporean_general_electionHowe Yoon Chong: https://en.wikipedia.org/wiki/Howe_Yoon_Chong2023 French pension reform law: https://en.wikipedia.org/wiki/2023_French_pension_reform_lawConnexion France: Reform suspension explained: https://www.connexionfrance.com/practical/frances-pension-reform-suspension-begins-who-is-impacted-and-how/812382HSF Kramer: 2017 amendments, removal of the 10% wage cut at 60: https://www.hsfkramer.com/notes/employment/2017-01/singapore-amendments-to-the-retirement-and-re-employment-actJustLogin: Re-employment rules: https://ads.justlogin.com/post/a-quick-guide-to-re-employment-regulationsIPS/LKYSPP: Pegging ages to healthy life expectancy (2019): https://lkyspp.nus.edu.sg/news-events/news/details/pegging-retirement-and-re-employment-ages-to-singaporeans-healthy-life-expectancyIus Laboris: Japan's employment-to-70 rules: https://iuslaboris.com/insights/expanded-employment-opportunities-for-older-people-in-japan/MOE: Lesson time on financial literacy in CCE (Feb 2026): https://www.moe.gov.sg/news/parliamentary-replies/20260203-proportion-of-lesson-time-spent-on-financial-literacy-related-curricular-in-character-and-citizenship-educationKaiser, Lusardi et al.: Meta-analysis of 76 financial education trials: https://gflec.org/wp-content/uploads/2022/12/Meta_analysis_LusardiUrban-NEFE-final.pdfThe view that the payout age could move again after 2029 is my own observation. It is not an announcement. But if it happens, you heard it here first.🤝 CONNECT WITH ME🌐 Website: https://adriantan.com.sg💼 LinkedIn: https://www.linkedin.com/in/adriantanck/📸 Instagram: @tanadrian18🎵 TikTok: @tanadrian18#Singapore #CPF #Retirement #RetirementAge #Reemployment #PersonalFinance Get full access to Will That Work? at www.adriantan.com.sg/subscribe
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    14 mins
  • I Used to Screen Out 50-Year-Olds

    I Used to Screen Out 50-Year-Olds
    Nov 1 2026

    In 2005, a client gave me a job brief with three lines on it: Chinese. Male. Below 35. I filled it without asking a single question.

    I ran a recruitment firm for about ten years. In this video, I go through why hiring managers in Singapore still filter out 50-somethings (habit, money and fear), the traps retrenched workers fall into, and the one rule that shows what the system thinks a 52-year-old is worth. Then I share what I think would actually fix it.

    Tell me in the comments: should Singapore fund paid trial hires for retrenched 50-somethings? Yes or no, and why.

    If you're over 50 and job hunting, tell me the coded line you keep seeing in job ads. Some might end up in a follow-up video.

    CHAPTERS

    0:00 Intro

    1:01 The news in 60 seconds

    2:30 Why we're ageist (habit, money, fear)

    6:37 The traps, and how to get around them

    10:08 Is it just us?

    10:59 The fix

    14:24 Two people



    Get full access to Will That Work? at www.adriantan.com.sg/subscribe
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    15 mins
  • The Haze Is Back. The Pattern Is Too.

    The Haze Is Back. The Pattern Is Too.
    Oct 18 2026

    The haze is back, and Singapore is once again reaching for N95s, shelter rooms and PSI updates.But after nearly three decades of the same headlines, why does it keep happening? I look at the fires, peatland, palm oil, the Transboundary Haze Pollution Act. And publicly, no company has paid a fine under it.This is not about blaming Indonesia. It is about why a problem everyone understands still proves so hard to solve, and who bears the cost while we wait for clear skies.Would you pay more for genuinely haze-free products? Tell me in the comments.Timestamps:00:00 Haze Hits Unhealthy01:06 Singapore Response Measures02:41 Why Haze Happens04:28 El Niño and Timing05:06 Timeline And New Law05:55 Why The Act Hasn't Worked06:56 Has Anyone Fixed Smoke08:26 Why Indonesia Struggles09:31 Help Politics And Japan11:10 Peat Restoration Progress12:17 Consumer Pressure Levers13:59 Worker Safety In Haze15:20 Who Can Escape Haze16:43 What Would Change Next🤝 CONNECT WITH ME🌐 Website: https://adriantan.com.sg💼 LinkedIn: https://www.linkedin.com/in/adriantanck/📸 Instagram: @tanadrian18🎵 TikTok: @tanadrian18



    Get full access to Will That Work? at www.adriantan.com.sg/subscribe
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    18 mins
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