Extreme Finance

A road-tested formula for improving your performance, from one of the business world's most successful—and productive—executives. Robert C. Pozen taught a full course load at Harvard Business School while serving as the full-time chairman of a global financial-services firm. He's written six...

Getting rich is not a matter of environment, for if it were all the people in certain neighbourhoods would become wealthy; the people of one city would all be rich, while those of other towns would all be poor. Everywhere we see rich and poor living side-by-side, in the same environment, and often engaged in the same vocations. Getting rich is not the result of saving or thrift; many very penurious people are desperately poor whilst free spenders appear to get rich.