If you’ve ever felt overwhelmed by student loans or unsure whether you can build wealth at the same time, this conversation will give you clarity, perspective, and actionable next steps.

In this episode of Dr. Sev Talks Money, I sit down with financial advisor Brenton Harrison to explore one of the biggest financial tensions many women face today. We discuss why income alone does not guarantee financial security, how childhood money experiences shape the way we handle debt and wealth, and why building reserves while paying down debt is not optional, it’s necessary.

Connect with Brenton here:

Website: https://www.newmoneynewproblems.com/subscribe

Instagram: @newmoney.newproblems
YouTube: youtube.com/@newmoneynewproblems

Brenton D. Harrison is the founder of New Money New Problems, a financial advisory serving the needs of first and second-generation high income-earners. He has been featured in publications such as Business Insider, USA Today, and Forbes, and named one of the Top 100 Advisors in the country and Top Advisors Under 40 by Investopedia and InvestmentNews. Brenton hosts the weekly New Money New Problems Podcast on all things finance, and the biweekly Escape Student Loan Debt Podcast for borrowers struggling with federal and private student loan debt.

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Join Dr. Sev's free community for women here: https://www.skool.com/wealth-warriors-community-1025/about?ref=98f6434472254253b84ed49d2cce7860

The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security.

Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

In this episode, Dr. Sev is joined by Scott Maderer, coach, speaker, and author, for a practical conversation about building a life that fits. They explore how aligning time, talent, and money, and focusing on the right work instead of more work, can help create clarity, sustainability, and intention in everyday life.

Listeners will walk away with reflection questions, mindset shifts, and simple steps they can take to move forward with confidence.

Scott is the author of Inspired Living: Assemble the Puzzle of Your Calling by Mastering Your Time, Talent, and Treasures. He helps individuals and couples make intentional decisions around time, work, and money that support sustainable, values-aligned lives.

Connect with Scott and explore his free resources here: https://www.inspiredstewardship.com/sev

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Join Dr. Sev's free community for women here: https://www.skool.com/wealth-warriors-community-1025/about?ref=98f6434472254253b84ed49d2cce7860

The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security.

Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

Money is deeply emotional, and for many of us, it’s tied to fear, responsibility, and the pressure to get it right.

In this episode titled, Money and Freedom to Live the Life You’re Called to Live, Dr. Sev and her guest, Matt Morizio, explore what it looks like to move from managing money out of fear to using money as a tool for freedom. The conversation examines how faith, financial decisions, and real-life responsibility intersect, especially in seasons when outcomes aren’t guaranteed.

You’ll hear a thoughtful discussion about releasing the need for control, making high-probability money decisions, and learning to trust your next step even when the numbers don’t fully make sense yet. At the heart of it all is a question many of us wrestle with: how do we steward money while still trusting the life we’re called to live?

If you’ve ever felt caught between being “responsible” with money and honoring your calling, this episode offers perspective, clarity, and room to breathe.

Matt Morizio is the founder of Reconstructing Wealth and a financial advisor focused on helping people change their relationship with money.

After spending five seasons in professional baseball and experiencing an abrupt career ending, Matt navigated financial uncertainty, entrepreneurship, and seasons that required deep faith and trust. His work centers on moving from fear and scarcity to clarity and freedom—so money becomes a tool that supports life, not the thing that controls it.

📍 Connect with Matt on Instagram and get his free resources: https://www.instagram.com/mattmorizio/

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The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security.

Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

Join our free community for women: https://www.skool.com/wealth-warriors-community-1025/about?ref=98f6434472254253b84ed49d2cce7860

Wealth is more than money in the bank and this episode challenges the idea that you have to rush, grind, or chase quick wins to build it. Dr. Sev is joined by Stoy Hall, founder of Black Mammoth, for a grounded and insightful conversation about redefining wealth and building financial confidence in a healthier, more sustainable way.

This discussion centers on minority women and women business owners navigating overwhelm, responsibility, and high expectations while trying to grow their wealth. Topics include practical wealth-building steps, the emotional side of money, philanthropy as part of financial growth, and why customized financial planning matters.

Listeners are encouraged to rethink what wealth truly means and to embrace a definition rooted in peace, purpose, generosity, and freedom rather than pressure or comparison.

Stoy Hall is the Founder of Black Mammoth and host of the No BS Wealth Podcast. With over a decade of experience in financial services, Stoy focuses on helping business owners and families build wealth in a way that aligns with their values, emotions, and long-term goals.

His work centers on financial education, implementation, and the Modern Family Office approach, designed to remove overwhelm and help clients live freely, give back, and build lasting legacies.

Contact Stoy at these places:

https://www.blackmammoth.com/our-family

His free resource: https://www.blackmammoth.com/how-to-become-rich-guide

He is Stoy Hall on every social media platform.

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The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security. Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

Join our free community for women: https://www.skool.com/wealth-warriors-community-1025/about?ref=98f6434472254253b84ed49d2cce7860

Money stress is often framed as a budgeting or discipline problem, but that story misses what’s really going on. In this episode of Dr. Sev Talks Money, we explore why money stress isn’t a discipline problem and how emotions, experiences, and beliefs shape our financial decisions.

This conversation dives into the emotional side of money, financial wellness, and what it actually takes to move from financial stress to confidence. If you’ve ever felt overwhelmed, behind, or frustrated with money despite “doing the right things,” this episode offers insight, relief, and a more compassionate path forward

My guest is Jennifer Edwards, who helps people move from financial stress into confident action. Combining CFP®, Certified Financial Therapist™, Trauma of Money, and Psychology of Money credentials, she addresses what traditional financial advice misses: the psychology, relationships, and emotions driving every money decision. Jennifer has guided hundreds of individuals and couples through financial transformation. Her work across diverse economic and cultural backgrounds provides unique insight into real-world money challenges and the ability to connect authentically with any audience.

Contact Jennifer here:

breakthroughfinancialwellness.com

jennifer.edwards@btfinancialwellness.com

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The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security. Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

Join our free community for women: https://www.skool.com/wealth-warriors-community-1025/about?ref=98f6434472254253b84ed49d2cce7860

Thanks for an incredible 2025. Season 7 begins January 20, 2026.

The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security.

Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom.

Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

***************************************Join our community of women in the Wealth Warriors Community at no cost: https://www.skool.com/wealth-warriors-community-1025/about?ref=98f6434472254253b84ed49d2cce7860

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Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan-financialcoach/

What happens when grief turns into guidance? In this episode, Sarah Brady shares her deeply personal story of surviving a 74-car accident that took her father's life, and receiving a six-figure wrongful death settlement at just 17. She opens up about the emotional complexity of grief and money, the mistakes she made with her windfall, and the importance of preparing for the unexpected through wills, estate planning, and honest conversations. This conversation is a powerful reminder that financial education must meet people with empathy, and that preparing your legacy is one of the greatest gifts you can leave behind.

Sarah is a nationally recognized credit and finance expert, writer, and former certified credit and housing counselor. Since 2016, she’s written trusted personal finance content for top outlets like Forbes Advisor, Yahoo! Finance, USA Today Blueprint, Experian, Credit Karma, and Investopedia. With a background in loan underwriting, SEO content, and financial education, Sarah makes complex money topics clear and relatable, especially around credit, debt, scams, and the emotional side of money.

Substack: https://sarahcbrady.substack.com/

LinkedIn: https://www.linkedin.com/in/scbrady

Estate planning websites mentioned in the recording:

https://trustandwill.com/

https://www.estateguru.com/

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The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security.

Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom.

Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

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Join our community of women in the Wealth Warriors Community at no cost: https://www.skool.com/wealth-warriors-community-1025/about?ref=98f6434472254253b84ed49d2cce7860

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Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan-financialcoach/

From heartbreak to hope, this episode shares the powerful story of how Letty Vélez rebuilt her life and business after deep personal and financial loss in the millions. We talk about resilience, reinvention, and what it really looks like to rise again when life doesn’t go as planned. If you’ve ever felt like it’s too late to start over, this conversation will remind you of your strength, your purpose, and the possibility waiting on the other side of courage.

Letty is a powerhouse entrepreneur known as the “Latina Robin Hood,” who has helped clients secure over $9 million in funding. After rebuilding her life and career from deep personal loss, she now teaches others how to rise, rebuild, and fight for what they deserve. She’s the CEO of Vélez Global Enterprises and a champion for women, underserved communities, and access to capital.

Her website: VelezGlobalEnterprises.com/grants

LinkedIn: https://www.linkedin.com/in/lettyvelez/

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The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security.

Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom.

Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/