In the latest episode of Talking Wise, we break down the three key pillars used to assess self-employment under IR35: Mutuality of Obligation, the Right to Substitute, and Supervision, Direction and Control.

This conversation simplifies complex employment status rules from the logistics and self-employment space. We explore what each pillar actually means in practice, how they interact together, and why they matter.

Clear, practical, and straight to the point - this episode is designed to make IR35 understandable, not overwhelming.

Dan Richards, Deputy CEO at Wise, is joined by Lee Wilcox, Co-Founder & CEO of On The Tools.

They discuss the origins of On The Tools, the real challenges facing construction today - from recruitment and skills shortages to regulation and red tape - and why mental health remains such a critical issue in the industry. The conversation also explores the lack of support for self-employed contractors, the importance of practical perks, and the power of community in construction.

A must-listen for tradespeople, contractors, and anyone supporting the construction workforce.

For construction companies looking to learn more or contact Lee’s team, visit: https://onthetoolscard.com/

Sourcing vans shouldn’t slow your business down - but for many logistics companies, it does.

In this episode of Talking Wise, Dan Richards, Deputy CEO at Wise, sits down with the team from Vanaways to unpack what’s really happening in the van market - and how growing businesses can cut through the complexity.

We explore the real barriers stopping businesses from getting vans on the road - and how the Wise x Vanaways partnership is helping remove them.