In the latest episode of Talking Wise, we break down the three key pillars used to assess self-employment under IR35: Mutuality of Obligation, the Right to Substitute, and Supervision, Direction and Control.

This conversation simplifies complex employment status rules from the logistics and self-employment space. We explore what each pillar actually means in practice, how they interact together, and why they matter.

Clear, practical, and straight to the point - this episode is designed to make IR35 understandable, not overwhelming.

Dan Richards, Deputy CEO at Wise, is joined by Lee Wilcox, Co-Founder & CEO of On The Tools.

They discuss the origins of On The Tools, the real challenges facing construction today - from recruitment and skills shortages to regulation and red tape - and why mental health remains such a critical issue in the industry. The conversation also explores the lack of support for self-employed contractors, the importance of practical perks, and the power of community in construction.

A must-listen for tradespeople, contractors, and anyone supporting the construction workforce.

For construction companies looking to learn more or contact Lee’s team, visit: https://onthetoolscard.com/

Sourcing vans shouldn’t slow your business down - but for many logistics companies, it does.

In this episode of Talking Wise, Dan Richards, Deputy CEO at Wise, sits down with the team from Vanaways to unpack what’s really happening in the van market - and how growing businesses can cut through the complexity.

We explore the real barriers stopping businesses from getting vans on the road - and how the Wise x Vanaways partnership is helping remove them.

We're joined by Gary Jacobs, founder of Gigzee and Eazitax, to explore the realities of self-employment in private hire and what businesses across industries can learn.

We talk the challenges drivers face day-to-day, the rules and regulations operators need to navigate, and how lessons from private hire can apply to logistics and other sectors. Whether you’re a private hire operator, a logistics business, or a self-employed driver, this episode gives you a clear picture of what works - and what to watch out for - when managing self-employed teams.

Most businesses don’t fail because they can’t recruit drivers - they fail because the back office breaks when they scale. In this episode, Dan Richards, Deputy CEO at Wise, joins our host Chloe Tierney-Martin to bust the five most common myths that quietly cost time, money, and create risk for growing logistics operations - and shares practical steps to fix them.

From Right to Work checks to contracts, compliance, and governance, this episode delivers actionable advice for logistics business owners and operators who want to scale efficiently without drowning in admin or rework.

Right to Work checks are a legal requirement for UK businesses - but many still aren’t confident they’re getting them right.

We're breaking down Right to Work checks in simple terms. We cover what a valid Right to Work check looks like in the UK, who is responsible for carrying out checks, when they need to happen, and the consequences of getting it wrong.

We also explore how businesses engaging self-employed workers can protect themselves from fines, legal risk, and reputational damage - without adding unnecessary admin.

We take you behind the scenes of Wise Advantage, the new digital marketplace transforming how UK logistics businesses access trusted suppliers and cost-saving opportunities. Dan Richards sits down with Evie, Wise’s Commercial Operations Manager, and Trevor, Account Director, who were instrumental in building and launching the platform.

We celebrate the incredible women driving Wise forward. From operations to client success, tech to compliance, our female team members share their stories, challenges, and successes - offering insights into what it takes to thrive in technology sector. Join us as we highlight their achievements, discuss the importance of diversity, and learn lessons that can inspire anyone, regardless of role or industry.