🥃 Drink of the Day: Four Roses Single Barrel, Barrel Strength – OESO

In this episode of The Spirited Agent, Jason and Matt raise a glass of the bold and complex Four Roses Single Barrel, Barrel Strength (OESO), a high-proof pour packed with spice and depth and explore a topic that’s just as powerful (but often overlooked): disability insurance.

We dig into:

• Why protecting your income is foundational to protecting everything else—your savings, your lifestyle, your long-term goals
• What makes someone a great candidate for DI (spoiler: it’s more people than you think)
• The most common myths and mental roadblocks clients have around DI and how to gently reframe them
• How to position disability coverage as a core component of a financial strategy, not an afterthought
• Real stories that illustrate just how quickly an injury or illness can derail even the best-laid plans

If your paycheck fuels your life, protecting it should be non-negotiable. This episode is a must-listen for advisors and agents who want to bring real value, and real protection, to their clients.

Pour something strong and join us.

We’re diving headfirst into the comment we see more than any other: “Insurance is a scam!”

In this episode of The Spirited Agent, hosts Matt Zelenik and Jason Combs sit down with special guest Bill Zelenik, Founder and CEO of Millennium Brokerage Group, to unpack the perception—and the reality—behind this common criticism of the insurance industry.

Is the frustration rooted in bad experiences, poor communication, or just misunderstanding? We get candid about why people feel this way, what the industry could do better, and which life insurance products actually deliver in the moments that matter. Bill brings deep experience and sharp insights into how the right solutions can change lives—and why that message often gets lost.

And as always, we’re sipping something worth talking about. This week’s drink of the day is Wild Turkey Kentucky Spirit Single Barrel from Camp Nelson Warehouse F—a sweet, subdued, and incredibly enjoyable pour that pairs perfectly with a thoughtful conversation.

Tune in, pour a glass, and join the discussion. Whether you’re a skeptic or a seasoned agent, this one’s worth your time.

Pouring Wisdom and Sipping Success one episode at a time!

In this episode of The Spirited Agent, we’re diving into the power of fractional expertise with Sera Cremona, owner of Cremona Consulting, and Kerri Burton, COO of Millennium Brokerage Group and owner of Fraction Force Strategies.

Sera and Kerri specialize in helping businesses streamline their operations, optimize marketing efforts, and leverage networking for growth—without the need for full-time hires. They share insights on how fractional services can enhance efficiency, improve processes, and drive success.

We’ll also explore the impact of LinkedIn for business growth, the keys to effective networking, and how strategic operations and marketing can make your company run more smoothly. Whether you're an entrepreneur, business owner, or industry leader, this episode is packed with valuable takeaways to help you work smarter, not harder.

And of course, we’re raising a glass to success with Happenstance Whiskey, a woman-owned whiskey company out of Nashville, TN.

Tune in and discover how fractional expertise could be the game-changer your business needs!

#EstatePlanning #BusinessOwners #Trusts #WealthProtection #TheSpiritedAgent #Whiskey #Happenstance #Podcast

Brought to you by Millennium Brokerage Group

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