A silver tsunami is coming this year, as more than four million Baby Boomers turn 65 in 2024.  

In the episode, David shares about some of the top IRA rulings for 2023, the importance of emergency savings, federal estate taxes, what listeners can expect this year as part of the SECURE Act… and the possible benefits of moving to Florida.

Grab a slice of pie (there’s a reason for that teaser) and enjoy!

https://www.cfci.us/2025-the-final-drive

With 2023 ending in just a few weeks, David has a few things to consider regarding taxes.

Mutual fund gain distributions, tax penalties, lost harvesting, wash sale rules and phantom gains are all touched on in the podcast.

Take the time to listen and take necessary action before the end of 2023!

https://www.cfci.us/2025-the-final-drive

With the end of 2023 just weeks away, many people are looking to pay the taxes on a Roth IRA conversion… but what is the best way to do so? 

This week David will offer some different ideas, including paying out-of-pocket or taking a 401k loan.

Listen in to hear some options on minimizing the pain of paying those taxes now… and remember the pain later could be a lot worse.

https://www.cfci.us/2025-the-final-drive

Depreciation may sound like a bad thing to some people, but it can be a benefit when it comes to finances.  On this episode, David Hays welcomes Martin James, CPA, back to discuss various aspects of depreciation on property, the differences in active versus passive real estate investing, land leases and the potential tax benefits of loans.

https://www.cfci.us/2025-the-final-drive

Description – Debt is a part of life for many people, and it’s always important to manage your debt appropriately. 

On this episode, David and Marty James, CPA, discuss the benefits of having cash available versus using credit, as well as the importance of having a steady income stream in retirement. 

David and Marty also share about the potential benefits of doing a Roth IRA conversion in preparing for retirement.

https://www.cfci.us/2025-the-final-drive

Marty James, CPA, is back on the podcast to share about potential incentives Americans can take when purchasing a “clean vehicle,” aka an electric car or truck. 

Did you know that if you are making a purchase of a clean vehicle, your MAGI – Modified Adjusted Gross Income – could impact the incentive credit? 

Marty and David will have the details on the incentives…

https://www.cfci.us/2025-the-final-drive

For Americans planning to retire before becoming eligible for Medicare, there can be challenges in finding affordable health care.

In this episode, David welcomes Martin “Marty” James, CPA, to the podcast to discuss potential ways to minimize the impact of higher-cost insurance.

https://www.cfci.us/2025-the-final-drive