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I Will Teach You to Be Rich

No Guilt. No Excuses. No B.S. Just a 6-Week Program That Works (Second Edition)
Written by: Ramit Sethi
Narrated by: Ramit Sethi
Length: 12 hrs and 8 mins
4.5 out of 5 stars (30 ratings)

Regular price: ₹1,171.00

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Publisher's Summary

“A unique voice on money, one singularly attuned to...his generation.” (San Francisco Chronicle

Buy as many lattes as you want. Spend extravagantly on the things you love. Live your rich life instead of tracking every last expense with Ramit Sethi’s simple, powerful, and effective six-week program for gaining control over your finances. 

This isn’t typical advice from a money expert. In this completely updated second edition, Ramit teaches you how to choose long-term investments and the right bank accounts. With his characteristic no-BS perspective, he shows how to squeeze every hidden benefit out of your credit cards. Crush debt and student loans. Learn the exact words to negotiate a raise. Set up an automatic payment system and get on with your life. Plus, new material on overcoming psychological barriers, love and money, new investments options, and real audience stories of how applying Ramit’s principles led to a rich life. 

“Don’t let the breezy, irreverent style of this book fool you. It contains serious advice on personal-finance decisions, from budgeting and savings to spending and investing.” (Burton G. Malkiel, author of A Random Walk Down Wall Street)

PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.

©2009, 2019 Ramit Sethi (P)2019 Audible, Inc.

What members say

Average Customer Ratings

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  • Overall
    2 out of 5 stars

US based. Not for Inda

Red until chapter 3. Applicable only for USA. Didn't get India based suggestions. Some of the credit card related suggestions won't work in India

9 of 9 people found this review helpful

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    4 out of 5 stars

nice theory

country specific, what about Indian version, how to manage here . nice insight about overall mechanical of finance

7 of 8 people found this review helpful

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Thank you.

Thank you for making me aware of my future and how to plan my rich life. Some day I will write to you for sure. Lots of love from India.

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    5 out of 5 stars

Technically the first book that I have ever read

The first ever book that I purchased was by Hitler (his autobiography) and that still rests in the original packaging in which it arrived. Ultimately I had to pass it on to my girlfriend. It was not the book it was me.

This is the first ever book that I have purchased and actually finished. Thanks to audible for making it happen and thanks to Ramit Sethi for such an informational book.

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    1 out of 5 stars
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    1 out of 5 stars

Good children book

Its not at all a book for making you rich. too much of repeatation of same thing which feels like nausiating. Read and written by an Indian for American audience in American accent.

1 of 3 people found this review helpful

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    3 out of 5 stars
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  • ero
  • 20-06-19

Repetitive - should be retitled.

Pros: Book is very insightful about how to create systems to be financially responsible with the money you are already earning / how to grow it incrementally over time. The book needs to be renamed, but I get he's trying to sell the book, however, the title is pretty misleading and should be renamed to "How to be financially responsible"

Cons: However the book has no real answer to getting rich, unless you want the obvious answer — invest your money and save your money over many years with a retirement fund. Ramit constantly talks about how much he hates the advice: "Stop going out for coffee," however the amount of times he brings it up is more than i've actually heard in real life. Basically the book states that the best way to get rich is to get a job that pays you a lot of money / invest & save the extra money. Wow thanks for that amazing information, I didn't know that was the answer.

83 of 87 people found this review helpful

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  • Edward Mosqueda
  • 26-05-19

Clear game plan

This was a great book! I have been researching the FIRE community and personal finance in general. This book gives some good advice that is in line with Dave Ramsey and other finance personas. But I like some of the different directions he suggest for savings, investments and perspective on spending. I’d recommend this book for someone who is looking to start their journey into personal finance but wants something that is easy to understand.

35 of 37 people found this review helpful

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  • CMB
  • 19-06-19

He only gets a few things right. Niche reader only

This book is only for young people who have a 9-5 corporate america 401k sort of job. Everyone else, pass on this book.
Pros: Best part he gets right is his section on Credit Cards but you probably don't need this book to find the info. If you know zero about how to use CC's then yes, go for the book. He says Bank of America and Wells Fargo are awful and I agree!! Longterm investment strategies? 100% agree! He also has great showmanship in this book.

Cons: He judges people by how they eat chicken wings? WTH kind of nonsense is that. He also, says people who end sentences with "..." are crazy um...okay, cool... Also, said Financial Advisors are all weirdos and unnecessary. I know plenty of advisors personally and yeah, some are weird but half the people in any sort of industry are weird, including authors.

Plus, not all advisors are out to take you for a ride. Are some? Absolutely! Find a company that holds their advisors to a Fiduciary standards bc they do exist, maybe only a few, but they are out there. (FYI, FINRA enacted a law last year or the year before that ALL advisors have to be held to this standard now so...)And an advisor can really tell you how much money you need to retire, in a FREE consultation.

Also, in what world does the stock mkt give you an 8% return consistently, even during recessions?? I know for a fact there are places you can invest for a tax free return (Yes, TAX FREE interest) at a 5% return which is recession proof. Sounds to good to be true? It's not, but you will need to consult an advisor to set up this unicorn of a strategy.

The author keeps touting reader reviews who said they have saved $100k in I think like 5 or 7 years (Cannot recall exact #) since reading his book and at age 38 are set to retire at 54...um, what? $100k is great, but in retirement might as well be $100 bc that is not even close to what most need.

The author makes plenty of apologies for things he got wrong with his first edition of this book which leads me to wonder, what will he apologize for getting wrong in second edition when he comes out with a third?

(If you are wondering, NO I am not an advisor nor do I work for a firm. I DO however have longterm investments, longterm care insurance, disability, and life etc and if anything happens to me my family is taken care of forever. And yes, you can do all this without working for a Corporate America job)

7 of 7 people found this review helpful

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  • NWgal
  • 18-06-19

NO, IF YOU ARE OLDER OR LOOKING BEYOND BASICS

I was many chapters in waiting to learn something new that I wasn't already doing to some degree. Finally, he mentions that this book is for those who are younger. That's how you get rich...start young. I'm going to listen to the end but it's hard because I'm hearing about tactics and strategies I am familiar with for an extended amount of time.

37 of 41 people found this review helpful

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  • WENDY
  • 27-05-19

Delivers What It Promises!

This is a great personal finance book for a number of reasons - it covers all the major areas of personal finance, it’s simple, and most importantly it cuts through all the BS. If you are going to read only one personal finance book, make this the one!

25 of 30 people found this review helpful

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  • Amazon Customer
  • 21-05-19

Very specific for USA

The book gives great advice, but it is very USA-specific. Although with some care, main concepts can be applied internationally.

32 of 39 people found this review helpful

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  • Howard_a
  • 22-05-19

Welcome to the rich life! ...and how to get there!

Ramit's update to his awesome book! It's well worth the read, as the info is better than the last! This book will have you laughing all the way to the bank as you start implementing his awesome six steps. I like his advice on capturing the big things, like saving thousands on a mortgage by having a great credit score, as opposed to pinching pennies by cutting out your lattes! Its a great listen, and everyone need to know this stuff, regardless of your financial situation!

12 of 15 people found this review helpful

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  • Anonymous User
  • 23-06-19

Unneeded Explanation

Mean what you say and say what you mean. stop giving stories and people’s success stories right in between your examples of how to be rich, It is utterly confusing. This storytelling versus wanting to explain each strategy is annoying and hard to follow. My suggestion get someone to do the voice other than you, your voice and exclamations at your own brilliance is unnerving and makes me forget what you trying to say about getting rich

2 of 2 people found this review helpful

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  • Keith
  • 28-05-19

Doable

The book is all about doing what is consistently doable. That means create automatic systems that give you 85% of the benefits with minimum ongoing effort. Brilliant!

7 of 9 people found this review helpful

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  • Anonymous User
  • 25-05-19

Only if he could stop putting his emailers’ feedback!!

This book is full of his emailers feedback and many many ‘I will teach you how’. Get to the point already.

25 of 35 people found this review helpful

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  • David
  • 21-05-19

Very specific for USA

Agree with other comments, contains some good principles and no doubt can be of benefit to anyone looking for help and assistance/motivation in improving their financial situation, but a lot of the specific account advice is only relevant to USA. I've double checked and this is not mentioned in the Audible review, should really be included.

37 of 38 people found this review helpful

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  • Lucy harding
  • 28-05-19

There are far better books

I was disappointed with this book. Very basic and states the obvious. May be useful information for a student fresh out of university/college.

6 of 6 people found this review helpful

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  • mihow
  • 03-06-19

Very basic - Ramit I was expecting more

I have been following Ramit for at least 5-6 years. Good understanding on his philosophy, but I was expecting adv version of IWTYtBR, but instead we got just updated version of the first book.
Funny perhaps how many people would still have to listen to that!

1 of 1 people found this review helpful

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  • Phil
  • 09-07-19

Absolutely amazed at the popularity of this

It’s terrible. I don’t like saying that - but it is. This book is written for people who have absolutely zero understanding of personal finance. If you’re already sticking to a budget, or investing into a fund, or always making sure you’ve paid off your credit cards, then you’re a few steps ahead of this book.

This aside, it’s also written poorly and Ramit didn’t seem to put any actual effort into the production of this audiobook - sounds like he recorded it on his phone. As others mention, if you’re not in the US about 80% of the book is also redundant.

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  • Anonymous User
  • 06-07-19

very educational

loved it, but I will have to listen a couple of times to get all the information I just heard

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  • K-Pat
  • 30-06-19

Useless to anyone outside the US

I heard the author on a podcast and felt he presented well, so was interested in this book. I had no idea it was going to be so US specific. Even the software he recommends is useless outside America. My advice would be to avoid if you are one of the vast majority of citizens in the world ie those outside the US!

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  • Amazon Customer
  • 07-06-19

Only finance book you need to read

Got so much value from this book. On regret is not buying it sooner.i feel in control of my finances rather than money controlling me

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  • Anonymous User
  • 10-07-19

Only useful for Americans

Returned the book. Unless you're in America, information is barely helpful & you'll need to skip multiple chapters of drivel.

Australians should buy Barefoot Investor instead. Basic same principles, but relevant & not long winded.

8 of 8 people found this review helpful

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  • Amit Bhardwaj
  • 05-06-19

Real advice

It is a great book for people like me who would like to have more organised approach to life in terms of money. Most of us are not financially educated with Ramit's pragmatic approach. It would be great if such kind of vital knowledge becomes mandatory part of the school curriculum.

3 of 3 people found this review helpful

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  • Treasure
  • 18-07-19

Want to learn how to adult?

Then this is your book !! This book needs to be shared. Learning how to manage your own money is imperative for a life with peace of mind that you’ve learned how to do it best with Ramit. Buy this book. Share this book. Hands down the best investment you will make on yourself.

  • Overall
    5 out of 5 stars
  • Samoa01
  • 16-07-19

I'll be recommending this to family members.

I learnt so much from this book - and realised just how clueless I was when it cane to finances. Thanks!

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    5 out of 5 stars
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  • Anonymous User
  • 28-06-19

10/10 great book on financial !!!

This audio book changed my whole perspective on my finance. I learnt so much on how to invest, manage my finance and overall build my wealth map towards investing my money towards a successful prospect outcome !

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    5 out of 5 stars
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  • Anonymous User
  • 15-06-19

Can't recommend it enough!! Thank you

Can not recommend this book enough to others . Thank you Ramit for your explanations and teachings

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  • Anonymous User
  • 12-06-19

US based content, however still relevant globally

Huge focus on 401k and other US based funds, however the key pricipals can still be applied to many countries. great advice and ive set my self up for long term success and a great retirement.

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    4 out of 5 stars
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  • Anonymous User
  • 07-06-19

Great book and pleasant listen!

Ramit is very enthusiastic about his teachings, I'm so glad I purchased and would recommend

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    1 out of 5 stars
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  • Anonymous User
  • 02-07-19

Boring

Not a very interesting book at all , quite a lot of rambling on about the same stuff.
So sorry , I don’t like to be negative , I merely couldn’t take anything away from this book.

0 of 1 people found this review helpful

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  • Amazon Customer
  • 02-06-19

Bored

Don't buy this................zzz zzz zzz zzz zzz zzz zzz zzz zzz zzz zzz zzz zzz zzz zzz zzz zzz zzz zzz
zzz zzz zzz boring boring zzzz crap

1 of 11 people found this review helpful